Exclusively for Christian Chamber Members
Business Banking, Built on Purpose
Built for business owners who want strong accounts, simple tools, and banking that aligns with their values. Plus, a limited-time offer available for Chamber members.
Chamber Member Offer
Earn Your Bonus — And Get Featured
Open a 316 Business account using promo code USCCC to receive a bonus when you meet the requirements. Plus, Chamber Member businesses will be featured across 316 Financial’s social media channels, giving you added visibility within the community.
How It Works: Choose The Path That Fits Your Business
Find The Right Account
Whether you're launching, scaling, or managing an established organization, 316 Financial offers business checking solutions designed to support your mission.
No item or transaction fees—unlimited transactions
Refund of all originating wire fees
No monthly account or maintenance fees
Free ATM use nationwide
No overdraft fees
Free incoming wires and cashier’s checks
Offer Details and FAQs
How do I qualify for the bonus?
You can choose between two options:
Business Checking ($200 bonus):
- Open a new 316 Business Checking account using promo code USCCC
- Maintain an average daily balance of $5,000+ for 90 days
- Within 90 days, either process payroll or set up 2+ recurring ACH or bill payments
Business Savings ($100 bonus):
- Open a new 316 Business Savings account using promo code USCCC
- Deposit and maintain a balance of $10,000+ for 90 days
When will I receive my bonus?
Once you’ve met the account requirements, your bonus will be deposited within approximately 30 days.
Do I need to donate or tithe any of my bonus?
No — the bonus is yours to keep. 316 Financial independently tithes 10% of its profits to support ministries and community organizations.
Is my money safe with 316 Financial?
Yes. 316 Financial is a division of Primis Bank, Member FDIC. Your deposits are FDIC insured up to applicable limits.
Will my account say 316 or Primis?
You’ll open a 316 Business account, but you will see Primis Bank referenced during setup and in online banking. That’s because 316 operates as a division of Primis Bank.
Who is this offer for?
This offer is available to U.S. Christian Chamber of Commerce members who open a qualifying 316 Business account using promo code USCCC.
Are there any limitations on the bonus?
This offer is limited to one bonus per business. To qualify, your business must be opening a new 316 Business account and cannot have previously received a promotional bonus from 316 Financial or Primis Bank.
What does the social media feature include?
We may highlight your business on 316 Financial’s social channels, sharing what you do and your story.
Participation is optional — we’ll always reach out for your permission first, and we aim to feature a variety of Chamber member businesses across different industries.
Info to Know
Deposit accounts can be opened with as little as $1. Promotional credit may be reported as interest on a 1099-INT if over $10.
*APY = Annual Percentage Yield. No minimum balance is required to earn interest. Rates are accurate as of April 1, 2026, and may change at any time. Fees, if applicable, may reduce earnings.
Banking services are provided by 316 Financial, a division of Primis Bank, Member FDIC. Deposits at 316 Financial, Primis Bank, and any of its divisions, brands or affiliates are aggregated to determine FDIC insurance coverage.
Deposit Accounts
Deposit accounts can be opened with as little as $1. These accounts are available online only and are not offered in Puerto Rico or other U.S. territories. Fees for ATM transactions will be refunded to your account the business day your statement cycle ends.
Fees
We don’t charge fees for account maintenance, overdrafts, or stop payments—no surprises, just honest banking. While we aim to be fee-free, some services, like remote online notary, may have a cost. See our Fee Guide for more information.
Important Notice Regarding Promotional Bonus Eligibility
At 316 Financial, we are committed to honoring all qualifying deposits as outlined in our promotional materials.
If you believe you have met the requirements of this promotion but have not received your bonus by the designated date, please contact us at 833-316-3167 or email [email protected]. Be sure to include the details of your qualifying deposit so we can investigate your claim thoroughly.
We will review your submission and, based on our findings, take the appropriate steps to ensure you receive any eligible rewards.
We may modify or end this offer at any time, but if you opened your account while it was active, your bonus eligibility and terms will be honored.
Promotional offer available to new customers only. Limit one promotional bonus per person and per account. Customers who have previously received a promotional bonus from 316 Financial are not eligible for this offer.
Account must be opened using the promotional code at the time of application and remain open and in good standing to receive the bonus.
If the account is closed, restricted, or otherwise not in good standing prior to the bonus being credited, the promotional bonus may be forfeited.
316 Financial reserves the right to modify or terminate this promotion at any time and to withhold or revoke the bonus in cases of suspected abuse, fraud, or violation of promotion terms.