GETTING STARTED

WELCOME TO BANKING UPLIFTED

We’re glad you’re here. Let’s get you set up and ready to make the most of your new account.

Don't have an account yet?

Open an Account

YOUR ROUTING NUMBER: 051409744

You’ll need this to set up direct deposit, pay bills automatically, transfer money between accounts, and link your 316 Financial account to other banks or payment apps. Save it for quick access when you need it.

Fund Your Account

Move money into your account by transferring from another bank or depositing a check through our mobile app. You can also send a wire and we’ll cover the fee. Click below to learn more.

Wire Refund

Activate Your Debit Card

If you requested a debit card, it’s on the way. When it arrives, call the number on the sticker to activate your card and start using it right away.

Set Up Direct Deposit

Make your life easier by setting up direct deposit. Use our online tool powered by Pinwheel to connect your payroll and set up direct deposit in just a few clicks. Read more about setting up direct deposit.

Get Started

Can I add a co-owner to my account?

Yes—co-owners can be added anytime through online banking (web only). It’s a quick, self-service process you can do from your computer.

Click here for a step-by-step guide to walk you through it.

Heads up: This feature isn’t available in the mobile app just yet. And if you ever run into issues, our team’s here to help—just call 833.316.3167 or email [email protected].

Can I add beneficiaries to my account?

Yes—beneficiaries can be added anytime through online banking (web only). It’s a quick, self-service process you can do from your computer.

Click here for a step-by-step guide to walk you through it.

Heads up: This feature isn’t available in the mobile app just yet. And if you ever run into issues, our team’s here to help—just call 833.316.3167 or email [email protected].

Can I open an account now?

Yes you can! Click the link to open an account and start banking with purpose.

Do I receive complimentary checks?

Yes! Your first pack of 316 Financial checks is on the house, and available upon request. Give us a call at 833.316.3167 or email us to order.

How do I find my interest rate in online or mobile banking?

Log in to your mobile or online banking and select the account you’d like to check. Click on the Account Info button (located next to the History button). Scroll down to see your interest rate and APY.

What is my routing number?

051409744