316 Ministry Checking Account
Where Stewardship Meets Strength
The way our digital business customers bank online is getting an update. While we make the transition, online business account opening is temporarily paused.
Looking to open a business account online?
We expect to begin accepting new business account applications again on October 12. Leave your email and we’ll let you know when applications are available.
The 316 Purpose Partner Program
We’ve developed a unique checking account for churches that want to take giving further. When members of your congregation open accounts with 316, your church could receive a quarterly donation based on the total balances held.
It’s a way to turn everyday banking into lasting support for your mission—with no extra effort or expense for your members.
Info to Know
Banking services are provided by 316 Financial, a division of Primis Bank, Member FDIC. Deposits at 316 Financial, Primis Bank, and any of its divisions, brands or affiliates are aggregated to determine FDIC insurance coverage.
Deposit Accounts
Deposit accounts can be opened with as little as $1. These accounts are available online only and are not offered in Puerto Rico or other U.S. territories. Fees for ATM transactions will be refunded to your account the business day your statement cycle ends.
Fees
We don’t charge fees for account maintenance, overdrafts, or stop payments—no surprises, just honest banking. While we aim to be fee-free, some services, like remote online notary, may have a cost. See our Fee Guide for more information.
Interest and Rates
*APY = Annual Percentage Yield. No minimum balance is required to earn interest. Rates are accurate as of January 13, 2026, and may change at any time. Fees, if applicable, may reduce earnings.