Ministry Checking Account
Where Stewardship Meets Strength
Earn 2.50% annual percentage yield (APY*) while keeping more of your ministry’s money focused on the work that matters.
Banking Built for Your Mission
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Earn 2.50% APY on your entire balance
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No transaction limits
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$5 monthly maintenance fee, waived with $500 minimum daily balance
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$1 minimum opening deposit
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Free electronic statements
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Secure online and mobile banking
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24/7 care from real people
The 316 Purpose Partner Program
What if everyday banking could help further your mission?
Through the 316 Purpose Partner Program, churches and nonprofit organizations have an opportunity to receive additional support simply through the banking relationships of the people who believe in their mission. When members and supporters open eligible accounts with 316 Financial, your organization could receive a quarterly donation based on the total balances held.
It’s one more way everyday financial choices can help create lasting Kingdom and community impact.
Info to Know
Banking services are provided by 316 Financial, a division of Primis Bank, Member FDIC. Deposits at 316 Financial, Primis Bank, and any of its divisions, brands or affiliates are aggregated to determine FDIC insurance coverage.
Eligibility
316 Ministry Checking is available to verified 501(c)(3) organizations. Your organization’s status and required documentation will be reviewed during account opening.
Deposit Accounts
Deposit accounts can be opened with as little as $1. These accounts are available online only and are not offered in Puerto Rico or other U.S. territories.
Interest and Rates
*APY = Annual Percentage Yield. No minimum balance is required to earn interest. Rates are accurate as of September 3, 2026, and may change at any time. Fees, if applicable, may reduce earnings.
Statements
E-statements are available at no charge. Paper statements are $3 per statement period.
Fees
A $5 monthly maintenance fee applies unless you maintain a minimum daily balance of $500 each day of the statement cycle. Other fees may apply. See our Pricing Guide for more information.