Business Savings Account
Save Today. Build Towards What's Next.
Earn 4.00% annual percentage yield (APY*) on the money your business sets aside.
Savings That Works for Your Business
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Earn 4.00% APY
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$3 monthly maintenance fee, waived with $300 minimum daily balance
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$1 minimum opening deposit
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No transaction limits
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Free e-statements
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Secure online and mobile banking
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24/7 care from real people
WHY 316 FINANCIAL?
We’re a bank with a greater purpose.
You choose your church, your charities, your friends—even your radio station—based on your beliefs and values. Why should your bank be any different? At 316 Financial, we tithe 10% of our profits to causes that uplift communities and create lasting impact, all while delivering the rewards and service you deserve. We’re not like other banks—and that’s on purpose.
Info to Know
Banking services are provided by 316 Financial, a division of Primis Bank, Member FDIC. Deposits at 316 Financial, Primis Bank, and any of its divisions, brands or affiliates are aggregated to determine FDIC insurance coverage.
Deposit Accounts
Open your account with as little as $1. These accounts are available online only and are not offered in Puerto Rico or other U.S. territories.
Interest and Rates
*APY = Annual Percentage Yield. No minimum balance is required to earn interest. Rates are accurate as of October 5, 2026, and may change at any time. Fees, if applicable, may reduce earnings.
Statements
E-statements are available at no charge. Paper statements are $3 per statement period.
Fees
A $3 monthly maintenance fee applies unless you maintain a minimum daily balance of $300 each day of the statement cycle. Other account and service fees may apply. See our Pricing Guide for more information.