Business Interest Checking
Grow Your Balance. Grow Your Impact.
Earn 1.75% annual percentage yield (APY*) while keeping your money ready for business.
Business Checking That Works Harder
-
Earn 1.75% APY
-
300 included items each month
-
$20 monthly maintenance fee, waived with $2,500 minimum daily balance
-
$1 minimum opening deposit
-
Free e-statements
-
Secure online and mobile banking
-
24/7 care from real people
WHY 316 FINANCIAL?
We’re a bank with a greater purpose.
You choose your church, your charities, your friends—even your radio station—based on your beliefs and values. Why should your bank be any different? At 316 Financial, we tithe 10% of our profits to causes that uplift communities and create lasting impact, all while delivering the rewards and service you deserve. We’re not like other banks—and that’s on purpose.
Info to Know
Banking services are provided by 316 Financial, a division of Primis Bank, Member FDIC. Deposits at 316 Financial, Primis Bank, and any of its divisions, brands or affiliates are aggregated to determine FDIC insurance coverage.
Deposit Accounts
Open your account with as little as $1. A $20 monthly maintenance fee applies unless you maintain a minimum daily balance of $2,500 each day of the statement cycle.
Interest and Rates
*APY = Annual Percentage Yield. No minimum balance is required to earn interest. Rates are accurate as of October 5, 2026, and may change at any time. Fees, if applicable, may reduce earnings.
Monthly Items
The account includes 300 items each month. Additional items are $0.35 each.
Items include debits, credits and deposited items, except incoming and outgoing Zelle® transfers, account service charges and maintenance fees. A separate per-item fee may apply to Zelle® transfers.
Statements
E-statements are available at no charge. Paper statements are $3 per statement period.
Fees
Other account and service fees may apply. See our Pricing Guide for more information.