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Getting Started
Getting Started | 316 Financial GETTING STARTED Welcome To Banking Uplifted We’re glad you’re here. Let’s get you set up and ready to make the most of your new account.Don't have an account yet? Open an Account YOUR ROUTING NUMBER: 051409744 You’ll need this to set up direct deposit, pay bills automatically, transfer money between accounts, and link your 316 Financial account to other banks or payment apps. Save it for quick access when you need it. Fund Your Account Move money into your account by transferring from another bank or depositing a check through our mobile app. You can also send a wire and we’ll cover the fee. Click below to learn more. Wire Refund Activate Your Debit Card If you requested a debit card, it’s on the way. When it arrives, call the number on the sticker to activate your card and start using it right away. Set Up Direct Deposit Make your life easier by setting up direct deposit. Use our online tool powered by Pinwheel to connect your payroll and set up direct deposit in just a few clicks. Read more about setting up direct deposit. Get Started Frequently Asked Questions View All FAQs What is my routing number? 051409744 What are my wire instructions? You may see Primis listed on wire instructions - that’s expected. Primis powers the banking infrastructure behind your 316 account. To receive a domestic wire into your 316 Business Account, use the following: Bank Name: Primis BankRouting Number: 051409744Bank Address: 10900 Nuckols Rd., Glen Allen, VA 23060Beneficiary Name: Your name as it appears on your accountAccount Number: Your account numberDomestic Wire Instructions | Foreign Wire Instructions Can I add beneficiaries to my account? Yes—beneficiaries can be added anytime through online banking (web only). It’s a quick, self-service process you can do from your computer.Click here for a step-by-step guide to walk you through it.Heads up: This feature isn’t available in the mobile app just yet. And if you ever run into issues, our team’s here to help—just call 833.316.3167 or email [email protected]. Can I open an account now? Yes you can! Click the link to open an account and start banking with purpose. Do I receive complimentary checks? Yes! Your first pack of 316 Financial checks is on the house, and available upon request. Give us a call at 833.316.3167 or email us to order. How do I find my interest rate in online or mobile banking? Log in to your mobile or online banking and select the account you’d like to check. Click on the Account Info button (located next to the History button). Scroll down to see your interest rate and APY. Can I add a co-owner to my account? Yes—co-owners can be added anytime through online banking (web only). It’s a quick, self-service process you can do from your computer.Click here for a step-by-step guide to walk you through it.Heads up: This feature isn’t available in the mobile app just yet. And if you ever run into issues, our team’s here to help—just call 833.316.3167 or email [email protected].
316 Interest-Earning Checking Account
Interest-Earning Checking Account | 316 Financial Open a 316 Interest Checking account to earn a high APY with no monthly fees, no minimum balance, and free nationwide ATM access. 316 Interest-Earning Checking Account Big APY. Bigger Impact. With 3.80% annual percentage yield (APY*) and no monthly fees, it’s a better way to bank. Open an Account Earn 3.80% APY No account fees No minimum balance Early direct deposit Free ATM access, nationwide. We refund fees at the end of each statement cycle No overdraft fees FDIC-insured 24/7 care from real people Free credit monitoring tools Free starter pack of 316 checks Free cashier’s checks Free & Refunded Wires Open Account WHY WE GIVE Every Dollar Makes a Difference Giving isn’t always easy, but at 316 Financial, it’s automatic. We donate 10% of our profits to organizations that uplift communities and spread hope and love. This belief is what inspired us to start—and even shaped our name. Learn more about our story and how your banking can make a lasting impact. Our Stories FAQ PEACE OF MIND FDIC Protection. Advanced Security. You can bank uplifted—without compromising on security. With full FDIC coverage and advanced fraud protection, your money and personal information are always safe, giving you the confidence to bank with purpose. A PERFECT PAIR Maximize your earnings with 316 Savings. Pair your 316 Interest Checking with a high-yield savings account that earns an impressive 4.05% annual percentage yield* (APY)—helping you grow your money while keeping everything connected in one easy place. Learn More Info to Know Deposit AccountsDeposit accounts can be opened with as little as $1. These accounts are available online only and are not offered in Puerto Rico or other U.S. territories. Fees for ATM transactions will be refunded to your account the business day your statement cycle ends.FeesWe don’t charge fees for account maintenance, overdrafts, or stop payments—no surprises, just honest banking. While we aim to be fee-free, some services, like remote online notary, may have a cost. See our Fee Guide for more information.Interest and Rates*APY = Annual Percentage Yield. No minimum balance is required to earn interest. Rates are accurate as of December 1, 2025, and may change at any time. Fees, if applicable, may reduce earnings.
316 Interest-Earning Savings Account
Interest-Earning Savings Account | 316 Financial Earn a high APY with a 316 Savings account—no monthly fees, no minimum balance, and 24/7 support. Grow your money while supporting meaningful causes. 316 Interest-Earning Savings Account Earn 4.05% APY While You Give Earn 4.05% annual percentage yield (APY*) while your account helps support causes that uplift. No monthly fees. 24/7 support. Open an Account Earn 4.05% APY No account fees No minimum balance No overdraft fees FDIC-insured 24/7 care from real people Free credit monitoring tools Open Account WHY 316 FINANCIAL? We’re a bank with a greater purpose. You choose your church, your charities, your friends—even your radio station—based on your beliefs and values. Why should your bank be any different? At 316 Financial, we tithe 10% of our profits to causes that uplift communities and create lasting impact, all while delivering the rewards and service you deserve. We’re not like other banks—and that’s on purpose. Our Purpose FAQs FREE WIRE REFUNDS We cover the cost—and then some. We don’t charge you for incoming wires, and we’ll even refund fees your originating bank might charge. Plus, we’ll add an extra $10 for your effort. Simply submit a request with documentation to our team, and we’ll take care of the rest—because banking should be hassle-free. THE PERFECT MATCH Interest Checking + Savings Pair your 316 Savings with 316 Interest Checking for a complete banking experience that grows your money and keeps it simple—no fees, no hassle, just seamless banking with purpose. Learn More Info to Know Deposit AccountsDeposit accounts can be opened with as little as $1. These accounts are available online only and are not offered in Puerto Rico or other U.S. territories.FeesWe don’t charge fees for account maintenance, overdrafts, or stop payments—no surprises, just honest banking. While we aim to be fee-free, some services, like remote online notary, may have a cost. See our Fee Guide for more information.Interest and Rates*APY = Annual Percentage Yield. No minimum balance is required to earn interest. Rates are accurate as of December 1, 2025, and may change at any time. Fees, if applicable, may reduce earnings.
Privacy Notifications
Privacy | 316 Financial Your Privacy Matters At 316 Financial, your trust is our priority. As a division of Primis Bank, Member FDIC, we are committed to protecting your personal information and being transparent about how it’s used. Our privacy practices follow those of Primis Bank, ensuring the same level of security and protection for your data.Below, you’ll find our full our Consumer Privacy Notice and our Online and Mobile Banking Services Privacy Notice, outlining how we collect, use, and safeguard your information. If you have any questions, we’re always here to help.View PDF | View Consumer Privacy Notice View PDF | View Online and Mobile Banking Services Privacy Policy
Our Story
Our Story | 316 Financial At 316 Financial, we support causes that spread hope, faith, and make a lasting impact. WHO WE ARE Banking With a Higher Calling Rooted in Christian values, we offer a better way to bank. WHAT YOU VALUE MATTERS If you choose your friends, churches, businesses and radio stations based on your beliefs, why not choose your bank the same way? Play Video Our Story Our Story Tithing and charitable giving have reached historic lows in America, even as the combined household income of Christians is estimated in the trillions. Recognizing this disparity, we saw a profound opportunity: what if we could harness the financial power of the Christian community to give back to causes that make a lasting impact and reflect His teachings. As a bank, we have the unique ability to transform everyday transactions into meaningful contributions. By pooling resources, we can create a continuous stream of support for donation-dependent organizations—ones that spread messages of hope and faith, uplifting communities now and for generations to come. With this guiding purpose, we wanted our name to reflect the love, peace, and hope we strive to share. John 3:16, considered one of the most important verses in the Bible, shares God’s immense and never-ending love and hope for humanity. Inspired by this, we named our bank 316 Financial to ensure that hope and love remain at the heart of everything we do. 316 Financial turns every transaction into an opportunity to support causes that uplift and inspire. Frequently Asked Questions View All FAQs Is 316 Financial a bank? 316 Financial is a division of Primis Bank, Member FDIC. That means all of our banking services and deposit accounts are provided by Primis Bank, giving you access to the same trusted security and protections you’d expect from any FDIC-insured financial institution. Will I be able to talk to a real person if I need help? Yes! Our US-based customer care team is available 24/7, and you’ll always speak with real people—no outsourcing, no robots—just dedicated support whenever you need it. Click here to get in touch. How does 316 Financial choose which organizations to support? At 316 Financial, we’re committed to giving with purpose. Our Financial Stewardship Committee meets quarterly to guide how donations are made, ensuring that every dollar goes to causes that reflect His teachings and create lasting impact. We’re laying the groundwork now and will share more details soon—but rest assured, our commitment to giving is thoughtful and principled. Am I required to donate money if I open an account with 316 Financial? No, you’re not required to donate—316 Financial takes care of that for you. We tithe 10% of our profits to organizations doing meaningful work, so your everyday banking automatically contributes to uplifting communities. Can I open an account now? Yes you can! Click the link to open an account and start banking with purpose. How did 316 Financial get its name? Our name is inspired by John 3:16, a verse that reflects love, hope, and generosity—principles we believe belong at the heart of banking. Is my money safe with 316 Financial? Yes, your money is safe. As a division of Primis Bank, 316 Financial is a Member FDIC, which means your eligible deposits are insured up to $250,000 per depositor, per ownership category. FDIC insurance is automatically applied to your accounts at no cost to you. Plus, our banking platform is protected by advanced security measures to keep your information safe.
Limits
Limits | 316 Financial Your 316 Accounts Move Money Your Way Seamless transfers, transparent limits. We make moving money simple and seamless. Whether you're sending payments, withdrawing cash, or funding your account, we've got you covered with transparent limits and no hidden fees. P2P & Bill Pay With our digital banking tools, you can send money through Bill Pay and Peer-to-Peer (P2P) services, while also receiving funds through direct deposits and other P2P platforms. Consumer Per Transaction Limit Daily Limit Weekly Limit Monthly Limit P2P New $50 $50 $100 $250 P2P Tenured $2,500 $10,000 $25,000 $50,000 Bill Pay New $3,500 $5,000 $15,000 $25,000 Bill Pay Tenured $10,000 $25,000 $50,000 $100,000 Business Per Transaction Limit Daily Limit Weekly Limit Monthly Limit Bill Pay$99,999NoneNoneNoneATM Transactions You can access cash from any ATM nationwide, with fees reimbursed at the end of each statement cycle. For security, ATM withdrawals are limited to $550 per day. Worried you can’t make deposits at the ATM? We’ve got you covered. Just use your phone’s camera and the 316 Financial app. All 316 customers can use our mobile check deposit feature to deposit up to $25,000 per day. ACH Transfers Moving money between 316 Financial and other banks is easy with ACH transfers. Daily Limit: $18,000 (incoming and outgoing)Monthly Limit: $100,000 (incoming and outgoing)Cost: Free for all incoming and outgoing transfersIf you need to transfer money outside of these customer limits learn how to make a wire transfer (we’ll even refund your fees). Initial Funding Limits Get started with your new account easily. Here’s what you need to know about initial deposits: Personal Accounts Business Accounts 316 Rewards Checking: $6,000 316 Business Rewards Checking: $25,000 316 Interest Checking: $30,000316 Business Interest Checking: $250,000316 Savings: $100,000316 Ministry Checking: $250,000 316 Business Savings: $250,000Wire Transfers – We’ve Got You Covered We don’t charge fees for incoming wires, and we’ll even refund fees your other bank may charge—plus, we’ll add $10 for your effort. Just contact our support team with documentation to claim your refund. Send an email to get started.Need more details?Our U.S.-based customer care team is available 24/7 to assist with any questions. Click here to contact us.
Purpose
Our Purpose | 316 Financial Discover 316 Financial’s purpose to strengthen communities through faith-based financial stewardship. Learn how we uplift the world with purpose-driven banking. OUR PURPOSE We exist to harness the financial power of our customers to advance His calling and uplift the world. OUR MISSION To be an exceptional bank guided by purpose, strengthening communities by tithing to support causes that spread messages of hope and faith. BANKING WITH PURPOSE We’re not like other banks—and that’s on purpose. We’re not guided by profits alone. We’re guided by our purpose. It’s why we’re here. We exist to harness the financial power of our customers to advance His calling and uplift the world. FINANCIAL STEWARDSHIP OUR VALUES HOPE We share a message of optimism and possibility, inspiring others to see a brighter future through faith, community, and meaningful action. QUIET LEADERSHIP We take the high road with humility and integrity in our actions, following the models of servant-hearted leadership found in scripture. GENEROSITY We follow in His footsteps, using our resources to give back in ways that create lasting impact, shaping lives today and for generations to come. GRATITUDE We hold deep appreciation for the trust our customers place in us and for the relationships we’ve built. We don’t take these blessings — or the gifts God has given us — lightly. LOVE We are called to love our neighbors as ourselves, creating a community that serves others with openness and compassion. FAQs Is 316 Financial a bank? 316 Financial is a division of Primis Bank, Member FDIC. That means all of our banking services and deposit accounts are provided by Primis Bank, giving you access to the same trusted security and protections you’d expect from any FDIC-insured financial institution. Will I be able to talk to a real person if I need help? Yes! Our US-based customer care team is available 24/7, and you’ll always speak with real people—no outsourcing, no robots—just dedicated support whenever you need it. Click here to get in touch. How does 316 Financial choose which organizations to support? At 316 Financial, we’re committed to giving with purpose. Our Financial Stewardship Committee meets quarterly to guide how donations are made, ensuring that every dollar goes to causes that reflect His teachings and create lasting impact. We’re laying the groundwork now and will share more details soon—but rest assured, our commitment to giving is thoughtful and principled. Am I required to donate money if I open an account with 316 Financial? No, you’re not required to donate—316 Financial takes care of that for you. We tithe 10% of our profits to organizations doing meaningful work, so your everyday banking automatically contributes to uplifting communities. Can I open an account now? Yes you can! Click the link to open an account and start banking with purpose. How did 316 Financial get its name? Our name is inspired by John 3:16, a verse that reflects love, hope, and generosity—principles we believe belong at the heart of banking. Is my money safe with 316 Financial? Yes, your money is safe. As a division of Primis Bank, 316 Financial is a Member FDIC, which means your eligible deposits are insured up to $250,000 per depositor, per ownership category. FDIC insurance is automatically applied to your accounts at no cost to you. Plus, our banking platform is protected by advanced security measures to keep your information safe.
Extended FDIC Coverage
Extended FDIC Coverage High-Balance Deposits Secured by the FDIC Your 316 Savings account is now eligible for up to $2 million in FDIC insurance per tax ID, at no cost to you.You’ll still manage everything right from your 316 Financial app—same experience, more protection behind the scenes. Your Savings Deserve Stronger Protection We believe safeguarding your finances is part of good stewardship. The FDIC protects deposits up to $250,000 per depositor, per insured bank, for each account ownership category.If your 316 Savings balance exceeds $250,000—and your deposits are held under the same account ownership category—we can help you secure up to $2 million in FDIC insurance coverage per tax ID or Social Security number. How It Works You’ll continue managing your savings just like you always have—right from your 316 Financial app.Behind the scenes, our Extended Coverage Program quietly and securely moves any balance over $250,000 to a network of trusted, FDIC-insured partner banks. This helps extend your protection up to a combined total of $2 million per depositor, per tax ID or Social Security number, across all eligible accounts.Keep in mind: deposits held at 316 Financial, Primis Bank, and any of its divisions, brands, or affiliates are aggregated when determining FDIC insurance coverage.The process is seamless and automatic. Your money remains fully accessible through 316, and your experience doesn’t change.To maintain full FDIC coverage, it’s important to be aware of any deposits you may also hold—directly or indirectly—at one of our partner banks. Your total deposits at each institution count toward the $250,000 FDIC insurance limit per legal ownership category. You can review the current list of partner banks below and take action if needed to stay fully covered.This program is administered by our technology partner, R&T Deposit Solutions, and currently applies to 316 Savings accounts only, as well as select accounts from Primis Bank and affiliates. If you’re interested in extended coverage on another account type, just reach out—we’re here to help. Review Terms and Conditions Network of Participating BanksPlease note, the below list of participating banks is subject to change. CITY NATIONAL BANK METROPOLITAN COMMERCIAL BANK CITIZENS BANK, N.A. WESTERN ALLIANCE BANK BELL BANK SOFI BANK, N.A. UMPQUA BANK RENASANT BANK EXTENDED COVERAGE FAQS Does this change the rate I earn on my savings? Not at all. You’ll continue to earn the same competitive APY on your 316 Savings account. The added insurance doesn’t impact your rate or returns. How does FDIC coverage work across 316 Financial and Primis Bank? Banking services are provided by 316 Financial, a division of Primis Bank, Member FDIC. That means your deposits at 316 Financial, Primis Bank, and any of its divisions, brands, or affiliates are combined to determine your total FDIC insurance coverage. If you hold other accounts with Primis or its related entities, those balances will be aggregated under your FDIC insurance limits. Will I still access my account the same way? Yes. Nothing changes about how you access or manage your money. You’ll still use the 316 app or website—no extra steps needed. What if I have an account at one of the participating network banks? FDIC coverage is aggregated by depositor and ownership category at each bank. If you already have funds held at one of our partner banks—either directly or through another financial service—those balances count toward your $250,000 FDIC limit at that bank. Check the current list of participating banks and review your total deposits to ensure you remain fully covered. What is FDIC insurance? FDIC stands for the Federal Deposit Insurance Corporation, an independent agency of the U.S. government. It protects depositors by insuring funds held in eligible accounts—up to $250,000 per depositor, per insured bank, per ownership category. Do I need to opt in to receive this protection? Nope. If you have a 316 Savings account, you’re automatically included in the Extended Coverage Program. How does extended FDIC coverage work? We partner with a network of FDIC-insured banks to distribute your funds and extend your protection. This allows us to insure up to $2 million per tax ID or Social Security number across all eligible 316 Savings accounts. It’s the same as opening accounts at multiple banks—but we do it for you, seamlessly and behind the scenes. How much does FDIC insurance cost? There’s no cost to you. FDIC insurance is automatic for all eligible deposit accounts at FDIC-insured institutions—including 316 Financial as we are a division of Primis Bank, Member FDIC. Is extended FDIC coverage available on other 316 accounts? Right now, extended coverage applies only to 316 Savings accounts. If you’re interested in additional protection for another type of account, reach out—we’re happy to help. Is this program provided by the FDIC? No, but all partner banks are FDIC-insured. The program itself is administered by R&T Deposit Solutions on behalf of 316 Financial, a division of Primis Bank member FDIC. Can I opt out? Yes. If you prefer not to participate, you can opt out here. Your funds will remain FDIC insured up to the standard $250,000 limit per insured bank. Info to Know The Demand Deposit Marketplace® (“DDM”) program is offered to you by 316 Financial (“us” or “we”), subject to the terms and conditions set forth in the DDM program Terms & Conditions provided to you. Please liaise with us regarding your participation in the DDM program, including for the DDM program Terms & Conditions, your customer statements and any questions you may have. Please contact us for a list of banks and other institutions into which your funds could be deposited through the DDM program. The DDM program is administered by Stable Custody Group II LLC (“Stable”). Stable and its affiliates are not depositories, banks or credit unions, and the DDM program is NOT, itself, an FDIC-insured or NCUSIF-insured product. Rather, under the DDM program, your funds are swept or placed into deposit accounts at participating banks or other financial institutions that are insured by the Federal Deposit Insurance Corporation (“FDIC”) and/or National Credit Union Share Insurance Fund (“NCUSIF”) for up to the current standard maximum deposit insurance amount (“SMDIA”) of $250,000 per eligible depositor, per insured participating institution, for each ownership capacity or category, including any other balances the depositor may hold at that institution directly or through other intermediaries, including broker-dealers. FDIC and NCUSIF insurance coverage is only available to protect you against the failure of a FDIC or NCUSIF insured institution, respectively, that holds your deposits under the DDM program (and not to protect against the failure of any other party, including Stable). The DDM program is primarily designed to provide administrative convenience for us to offer expanded FDIC or NCUSIF insurance on your funds, and is not designed to provide you with investment enhancements, higher rates of returns or profits on their funds. Demand Deposit Marketplace®, DDM®, Reich & Tang® and R&T® are registered marks of Reich & Tang Deposit Networks, LLC (“R&T”). Stable is a subsidiary of R&T.
Mortgage | 316 Financial
Mortgage | 316 Financial 316 Financial is proud to partner with Primis Mortgage Company. Together, we’re helping families and individuals finance their homes with care and purpose. 316 Financial + Primis Bank Home Loans Built With Purpose Your home is one of the most meaningful investments you’ll ever make and at 316 Financial, we believe the process should reflect integrity, compassion, and confidence.That’s why 316 Financial is proud to partner with Primis Mortgage Company. Together, we’re helping families and individuals finance their homes with care and purpose. 316 Financial is not a mortgage lender. All mortgage loans are made by Primis Mortgage Company. Get A Quote Why Use Primis Mortgage Company for Your Mortgage?316 Financial is a division of Primis Bank and Primis Mortgage Company is a wholly owned subsidiary of Primis Bank. You get the same core values, common leadership, and integrity. Competitive Options Access mortgage solutions through Primis Mortgage. Financing on Your Schedule Apply, track progress, and connect with your loan officer anytime through a simple digital experience. Primis Privacy Policy Dedicated Mortgage Team From first quote to final signature, The Primis Mortgage team is here to guide you every step of the way. Mortgage Solutions for Every Stage First-Time Homebuyers: Start your homeownership journey with confidence.Refinancing: Explore opportunities to adjust your current mortgage.Purchasing Your Forever Home: Find a space that supports your family’s future. Get Started Today How It Works Prequalify Start with a simple prequalification to see your options. Get Approved Work with our team to select the loan that best fits your goals. Close Your Loan Complete the process with guidance and support every step of the way. Speak with a Mortgage Specialist First name Last name Email Phone Number What State Are You Looking to Buy In? What Mortgage Need Can We Help With? I'm a First Time Homebuyer reCAPTCHA FAQs What is the minimum down payment needed to buy a home? In general, down payment requirements may vary by program and state. Speak with a mortgage specialist for further guidance. Will applying for a mortgage affect my credit? Under certain circumstances, a mortgage specialist may be able to utilize a soft credit pull to preliminarily advise you as to what you may qualify for prior to a full underwriting review and hard inquiry. A soft inquiry may not affect your credit score, but a hard inquiry may affect your credit score How much do I qualify for? Applicants qualify for different amounts of financing depending on a variety of factors including personal credit score/history, debt-to-income ratios, etc. To determine what you may qualify for, please speak with a mortgage specialist. Who will be the lender on my mortgage? Primis Mortgage will be the lender on your loan. 316 Financial is a division of Primis Bank and Primis Mortgage Company is a subsidiary of Primis Bank. Info to Know All applicants are welcome. 316 Financial and Primis Mortgage Company do not discriminate on the basis of race, color, religion, national origin, sex, marital status, age, or any other protected category.Primis Mortgage Company (“Primis Mortgage”) is a subsidiary of Primis Bank, a Member FDIC. Primis Mortgage NMLS #1894879 | AL #23183 | BK #1042893 | ML #1894879 | #41DBO-166162 Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act (www.nmlsconsumeraccess.org). For additional licensing and state license information click here. As always, all loans are subject to credit approval and product guidelines. Other terms and conditions may apply.Any mortgage information is from Primis Mortgage. Mortgage applications can only be submitted in those states that Primis Mortgage is approved to lend. 316 Financial is not a mortgage lender in any transaction and does not make mortgage loans, mortgage loan commitments or lock-rates related to mortgage loans. All credit decisions for mortgage loans are the responsibility of Primis Mortgage. Neither Primis Mortgage nor 316 Financial guarantee that Primis Mortgage will make you a conditional loan offer and nothing should be considered a commitment to lend. 316 Financial is a division of Primis Bank and Primis Mortgage Company is a subsidiary of Primis Bank. 316 Financial is FDIC insured but mortgage loans by Primis Mortgage are not insured by the FDIC.
Candace Cameron Bure
Candace Cameron Bure | 316 Financial We’re honored to partner with Candace Cameron Bure—an actress, author, and speaker known for her unwavering faith and commitment to family. Candace Cameron Bure + 316 Financial Thank You for Your Interest The CANDACE promotion has officially ended. If you opened a new savings account, remember you have to maintain a balance of $5,000 for 90 consecutive days to qualify for the bonus.We’re grateful for your interest and for banking with purpose. Every account helps us continue to tithe 10% of profits to ministries and missions, making a difference together. FAQs Do I have to donate the $250? Nope. The $250 is yours to keep. We’re the ones who tithe 10% of profits to ministries and missions. Is my money safe with 316 Financial? Yes. 316 is a division of Primis Bank, Member FDIC. When will I get my $250? You can open your Savings account anytime from January 20 – March 24, 2026, to qualify. Your bonus will be deposited within 30 days of maintaining a balance of $5,000 or more for 90 days, during the next statement cycle. Use code CANDACE when you open an account. Which account do I need to open? Open a new 316 savings account and maintain an average daily balance of $5000 or more for 90 days, and you’ll receive a $250 savings bonus. Use code CANDACE when you open an account. • Accounts opened between January 20, 2026, and March 24, 2026, qualify. • Bonus is paid after the 90-day balance requirement is met in the following statement cycle. Info to Know Candace Cameron Bure is a paid promotional ambassador for 316 Financial. Account must be new and opened with promo code CANDACE to qualify.Deposit accounts can be opened with as little as $1. Promotional credit may be reported as interest on a 1099-INT if over $10.*APY = Annual Percentage Yield. No minimum balance is required to earn interest. Rates are accurate as of February 1, 2026, and may change at any time. Fees, if applicable, may reduce earnings. Open a new 316 Savings account and maintain an average daily balance of $5000 or more for 90 consecutive days, and you’ll receive a $250 savings bonus.Accounts opened between January 20, 2026, and March 24, 2026, qualify.Bonus paid within 30 days after the 90-day balance requirement is met in the following statement cycle.The account must remain open and funded with at least $5,000 at the time of bonus payout, or the bonus will be forfeited.Important Notice Regarding Promotional Bonus EligibilityAt 316 Financial, we are committed to honoring all qualifying deposits as outlined in our promotional materials. If you believe you have met the requirements of this promotion but have not received your bonus by the designated date, please contact us at 833-316-3167 or email [email protected]. Be sure to include the details of your qualifying deposit so we can investigate your claim thoroughly.We will review your submission and, based on our findings, take the appropriate steps to ensure you receive any eligible rewards.We may modify or end this offer at any time, but if you opened your account while it was active, your bonus eligibility and terms will be honored. Promotional offer available to new customers only. Limit one promotional bonus per person and per account. Customers who have previously received a promotional bonus from 316 Financial are not eligible for this offer. Account must be opened using the promotional code at the time of application and remain open and in good standing to receive the bonus. If the account is closed, restricted, or otherwise not in good standing prior to the bonus being credited, the promotional bonus may be forfeited.316 Financial reserves the right to modify or terminate this promotion at any time and to withhold or revoke the bonus in cases of suspected abuse, fraud, or violation of promotion terms.