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316 Financial, a division of Primis Bank, deposit products: FDIC-Insured - Backed by the full faith and credit of the U.S. Government

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316 FINANCIAL IS

Banking Uplifted

Rooted in Christian values, we’re offering a better way to bank.

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316 Financial: The Bank That Tithes

316 Financial: The Bank That Tithes

It’s true—we donate 10% of our profits to causes that create lasting impact and reflect His teachings. It’s also true that we do this without cutting corners on rewards and service for you. We know that’s not what most banks do, and that’s exactly why we do it. Watch our video to learn more.

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ACCOUNTS THAT REFLECT YOUR VALUES

Purpose-driven accounts designed to reward, grow, and uplift.

316 Rewards Checking

Earn rewards on your everyday spending—1% cash back, no fees, and free ATM access.
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316 Interest Checking

Grow your balance with competitive interest, no fees, and free nationwide ATM access.
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316 Interest Savings

Save with purpose—earn interest, enjoy no fees, and access smart financial tools.

WHO WE ARE

Not Business as Usual

It’s time to align your faith and your finances. You choose your church, your charities, your friends, and even your radio station, based on your beliefs—so why not your bank? Unlike traditional banks driven by corporate interests, we’re guided by faith, purpose, and values that shape everything we do.

Our Values
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A Mission-Driven Bank

Banking With Purpose

Tithing and charitable giving have declined for decades—even as the need has never been greater. So, we asked: what if a bank could help change that?

 

That’s why 316 Financial tithes 10% of our profits to support causes that spread hope, faith, and reflect His teachings.

 

Be part of something bigger. Open your account today and turn everyday banking into a force for good.

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Community Uplifted

We’re dedicated to keeping love and hope at the center of everything we do.

A Safe Place

Partnering with A Safe Place, volunteers helped provide support and resources to trafficking survivors.

Hope In Every Page

Spreading hope, one book at a time! Our volunteers donated books to Children's Hospital of Richmond at VCU.

Serving With Heart

Team members helped stock the food pantry at First Baptist Woodstock in Georgia.

Info to Know

Deposit Accounts
Deposit accounts can be opened with as little as $1. These accounts are available online only and are not offered in Puerto Rico or other U.S. territories. Fees for ATM transactions at foreign (non-Primis) will be refunded to your account the business day your statement cycle ends.


Interest and Rates
APY = Annual Percentage Yield. No minimum balance is required to earn interest. Rates are accurate as of March 6, 2025, and may change at any time. Fees, if applicable, may reduce earnings.