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316 Financial Launches Purpose Partner Program to Support Faith-Based Organizations

316 Financial Launches Purpose Partner Program 316 Financial has announced the launch of its new Purpose Partner Program, a unique initiative designed to help churches, Christian schools, and nonprofits. 316 Financial Launches Purpose Partner Program to Support Faith-Based Organizations Author: 316 Financial | Published: Monday, September 22, 2025 New initiative turns everyday banking into ongoing financial support for churches, Christian schools, and nonprofit ministries.September 22, 2025 — 316 Financial, the faith-driven bank known for tithing 10% of its profits, has announced the launch of its new Purpose Partner Program, a unique initiative designed to help churches, Christian schools, and nonprofit ministries receive consistent financial support—through something their supporters are already doing: banking. The Purpose Partner Program equips faith-based organizations with a custom promo code they can share with their members, families, or supporters. When someone opens a 316 Rewards Checking Account using the organization’s code, 316 Financial tracks those deposits and sends the organization a quarterly donation based on the total balances. There is no cost to participate, and all outreach materials are provided by 316 Financial. “Too many ministries struggle to meet annual fundraising goals,” said Paige Whitaker, Brand Growth & Partnerships Manager at 316 Financial.“This program is designed to come alongside them in a way that’s consistent, faithful, and built to last—just by tapping into what people are already doing. It’s a quiet but powerful way to multiply impact.” Supporters who open a 316 Rewards Checking Account also benefit from features like 1% cash back on every purchase, no overdraft fees, free nationwide ATM access, and the ability to open an account with just $1. All accounts are FDIC insured through Primis Bank, the parent institution of 316 Financial. As part of the launch, 316 Financial is inviting churches, Christian schools, and faith-driven nonprofits across the country to enroll as Purpose Partners and turn everyday banking into lasting generosity. To learn more or apply to become a Purpose Partner, visit bank316.com/partners.About 316 Financial 316 Financial is a mission-driven bank that aligns faith and finances, tithing 10% of annual profits to charitable causes. A division of Primis Bank, Member FDIC, 316 Financial offers modern, tech-driven banking solutions while prioritizing generosity and service.Banking services are provided by 316 Financial, a division of Primis Bank, Member FDIC. Deposits at 316 Financial, Primis Bank, and any of its divisions, brands, or affiliates are aggregated to determine FDIC insurance coverage. Share on Related Articles When “Fraud Prevention” Calls You… It Might Be A Scam Scammers are getting more convincing. And lately, they’re not just pretending to be your financial institution — they’re pretending to be the fraud department.Here’s how it usually happens:You get a call saying there’s suspicious activity on your account. The caller sounds professional, urgent, and helpful. Then they ask you to log into your account, move your money, or follow steps while they “assist” you.Sometimes they’ll even ask you to share your screen or download an app so they can “help secure your account.”That’s when the scam begins.Let’s Be Clear: 316 Financial Will Never Ask You To:Move your money to another account for “protection”Share your online banking username or passwordAccept a screen-sharing requestDownload remote access software like AnyDesk or TeamViewerIf someone is asking you to do any of those things, it is not 316 Financial.Why These Scams WorkThese scams are designed to create panic and urgency.Scammers want you to act quickly before you have time to stop and think. By pretending to represent a trusted financial institution or fraud department, they try to gain your confidence fast.Once they gain access to your device or online banking information, they can move quickly to steal funds or personal information.What To Do If You Receive One of These CallsIf something feels off, trust your instincts and take these steps:Hang up immediatelyDo not click links or share your screenDo not provide login credentials or verification codesContact 316 Financial directly using a phone number you know and trustThat one step can stop the scam in its tracks.How We’re Working To Protect YouAt 316 Financial, protecting our customers is a top priority. We continue to strengthen fraud prevention efforts by:Monitoring for suspicious account activityEnhancing fraud detection and security toolsEducating customers about emerging scams and threatsProviding support when something doesn’t seem rightBottom LineIf someone contacts you and pressures you to act quickly regarding your money or account, pause before responding.The safest thing you can do is simple:Hang up and contact 316 Financial directly at 833-316-3167. Read Article 3 Easy Ways to Track Your Spending in 2026 A new year is a natural time to reset your financial habits. Tracking your spending doesn’t have to be complicated—or time-consuming. With the right tools and a little intention, you can gain clarity, reduce stress, and steward your money with confidence in 2026.Here are three simple ways to get started.1. Use Your Banking App to Categorize PurchasesYour banking app is one of the most powerful budgeting tools you already have. By reviewing categorized transactions—like groceries, dining, or subscriptions—you can quickly see where your money is going each month.This visibility helps you identify patterns, spot unnecessary spending, and make adjustments that align with your goals and values. A few minutes of review each week can make a big difference over time.2. Set Weekly Spending Limits and AlertsInstead of tracking every dollar, try setting weekly spending limits for key categories. Many banking apps allow you to create alerts when you’re approaching a limit, helping you stay on track without feeling restricted.Weekly check-ins keep your finances manageable and prevent small overspending from turning into bigger issues—giving you peace of mind and greater control.3. Automate Your Savings for Small, Consistent GrowthOne of the easiest ways to build healthy financial habits is to automate them. Setting up automatic transfers—even small amounts—helps you save consistently without having to think about it.At 316 Financial, we believe managing money is about stewardship and generosity. Just as we commit to tithing 10% of our profits, automating your savings can help you intentionally set aside resources for future needs, giving opportunities, and long-term goals—faithfully and consistently.Ready to start saving with purpose?Open a 316 Financial Savings Account today and take the first step toward smarter spending and intentional stewardship in 2026. Read Article Safe Giving in a Digital World: Cybersecurity Tips for Donors October is Cybersecurity Awareness Month, a reminder that protecting your finances goes beyond your bank account—it also includes how and where you give. At 316 Financial, we believe generosity should always be a blessing, not an opportunity for scammers to take advantage of your good heart. Sadly, charitable giving scams are on the rise, especially online. Here’s how to keep your giving safe and impactful.1. Understand How Scammers OperateFraudsters often pose as legitimate charities, using emotional stories, fake websites, or even text messages to trick people into giving. They know that generous givers act quickly and trust deeply.Red flags to watch for:Urgent pressure to give right nowRequests for donations via gift cards, wire transfers, or cryptocurrencyMisspelled websites or unusual email addressesNo clear information about how donations will be used2. Verify Before You GiveTake a few extra minutes to confirm that an organization is legitimate. Trusted tools like Charity Navigator, the Better Business Bureau’s Wise Giving Alliance, or GuideStar can help. If you’re unsure, contact the organization directly using a verified phone number or website.3. Give Through Secure ChannelsAlways donate through a secure website (look for “https://” and the padlock symbol). Avoid clicking on links from unsolicited emails or social media messages, no matter how convincing they look.4. Keep Records of Your GivingDocument your donations and keep receipts. Not only does this help with tax reporting, but it also ensures you can quickly identify if something doesn’t look right.5. Trust, but Be WiseAs believers, we’re called to give cheerfully (2 Corinthians 9:7), but we’re also called to be wise stewards. Protecting your resources allows you to bless real ministries and causes that are truly making a difference.Generosity is powerful when it reaches the right hands. This Cybersecurity Awareness Month, let’s commit to giving with both open hearts and wise minds. At 316 Financial, we’re here to help you steward your finances—and your giving—with confidence. Read Article News & Press 316 Financial to Sponsor and Attend U.S. Christian Chamber of Commerce SWC 2026 in Orlando Orlando, FL — April 22–24, 2026 — 316 Financial is proud to announce its participation as a sponsor of the upcoming U.S. Christian Chamber of Commerce Spring Workshop and Conference 2026 in Orlando, Florida. As the official lunch sponsor, 316 Financial is honored to support this gathering of more than 750 faith-driven leaders, organizations, and entrepreneurs from across the country.The annual conference, hosted by the U.S. Christian Chamber of Commerce, brings together a vibrant community focused on integrating faith and business, fostering meaningful connections, and advancing Kingdom-minded impact through commerce.“Events like this are a powerful reminder that business can be a force for good,” said Paige Whitaker, Brand Growth & Partnerships Manager at 316 Financial. “We’re passionate about helping our customers steward their finances with purpose—and as a company, we live that out by tithing 10% of our profits to support Gospel-centered work.”316 Financial provides digital banking solutions designed to align faith and finances—empowering individuals, businesses, and ministries to manage their money with intention while supporting initiatives that spread the Gospel.Representing 316 Financial at the conference will be:Paige Whitaker, Brand Growth and Partnerships ManagerRey Feliciano, Commercial Loan OfficerMegan Boykin, Senior Business AnalystDawn Taylor, Lead Digital BankerThe team looks forward to connecting with fellow attendees, building new relationships, and exploring opportunities to serve faith-based businesses and ministries through purpose-driven financial solutions. For more information about the event, visit: https://uschristianchamber.com/swc-2026/ Read Article

316 Financial Discusses the Jimmie Hale Mission Challenge on WDJC

316 Financial on WDJC: Jimmie Hale Mission Challenge 316 Financial joins WDJC to share how the Jimmie Hale Mission Challenge turns everyday banking into life-changing impact in Birmingham and beyond. 316 Financial Discusses the Jimmie Hale Mission Challenge on WDJC Author: 316 Financial | Published: Tuesday, September 30, 2025 We recently joined Perryn Carroll, Executive Director of the Jimmie Hale Mission, at WDJC in Birmingham to share how something as simple as opening a checking account can help change lives in communities like Birmingham, AL.In this powerful conversation, we unpack the heart behind the Jimmie Hale Mission Challenge—a partnership that supports individuals overcoming homelessness, addiction, and crisis by connecting everyday banking to real-life impact.From giving 10% of profits to ministries, to offering modern, fee-free banking designed for generosity, 316 Financial exists to turn money into ministry and faith into action.🎧 Click here to hear how your checking account can become part of a restoration story—starting in Birmingham and reaching far beyond. Share on Related Articles When “Fraud Prevention” Calls You… It Might Be A Scam Scammers are getting more convincing. And lately, they’re not just pretending to be your financial institution — they’re pretending to be the fraud department.Here’s how it usually happens:You get a call saying there’s suspicious activity on your account. The caller sounds professional, urgent, and helpful. Then they ask you to log into your account, move your money, or follow steps while they “assist” you.Sometimes they’ll even ask you to share your screen or download an app so they can “help secure your account.”That’s when the scam begins.Let’s Be Clear: 316 Financial Will Never Ask You To:Move your money to another account for “protection”Share your online banking username or passwordAccept a screen-sharing requestDownload remote access software like AnyDesk or TeamViewerIf someone is asking you to do any of those things, it is not 316 Financial.Why These Scams WorkThese scams are designed to create panic and urgency.Scammers want you to act quickly before you have time to stop and think. By pretending to represent a trusted financial institution or fraud department, they try to gain your confidence fast.Once they gain access to your device or online banking information, they can move quickly to steal funds or personal information.What To Do If You Receive One of These CallsIf something feels off, trust your instincts and take these steps:Hang up immediatelyDo not click links or share your screenDo not provide login credentials or verification codesContact 316 Financial directly using a phone number you know and trustThat one step can stop the scam in its tracks.How We’re Working To Protect YouAt 316 Financial, protecting our customers is a top priority. We continue to strengthen fraud prevention efforts by:Monitoring for suspicious account activityEnhancing fraud detection and security toolsEducating customers about emerging scams and threatsProviding support when something doesn’t seem rightBottom LineIf someone contacts you and pressures you to act quickly regarding your money or account, pause before responding.The safest thing you can do is simple:Hang up and contact 316 Financial directly at 833-316-3167. Read Article 3 Easy Ways to Track Your Spending in 2026 A new year is a natural time to reset your financial habits. Tracking your spending doesn’t have to be complicated—or time-consuming. With the right tools and a little intention, you can gain clarity, reduce stress, and steward your money with confidence in 2026.Here are three simple ways to get started.1. Use Your Banking App to Categorize PurchasesYour banking app is one of the most powerful budgeting tools you already have. By reviewing categorized transactions—like groceries, dining, or subscriptions—you can quickly see where your money is going each month.This visibility helps you identify patterns, spot unnecessary spending, and make adjustments that align with your goals and values. A few minutes of review each week can make a big difference over time.2. Set Weekly Spending Limits and AlertsInstead of tracking every dollar, try setting weekly spending limits for key categories. Many banking apps allow you to create alerts when you’re approaching a limit, helping you stay on track without feeling restricted.Weekly check-ins keep your finances manageable and prevent small overspending from turning into bigger issues—giving you peace of mind and greater control.3. Automate Your Savings for Small, Consistent GrowthOne of the easiest ways to build healthy financial habits is to automate them. Setting up automatic transfers—even small amounts—helps you save consistently without having to think about it.At 316 Financial, we believe managing money is about stewardship and generosity. Just as we commit to tithing 10% of our profits, automating your savings can help you intentionally set aside resources for future needs, giving opportunities, and long-term goals—faithfully and consistently.Ready to start saving with purpose?Open a 316 Financial Savings Account today and take the first step toward smarter spending and intentional stewardship in 2026. Read Article Safe Giving in a Digital World: Cybersecurity Tips for Donors October is Cybersecurity Awareness Month, a reminder that protecting your finances goes beyond your bank account—it also includes how and where you give. At 316 Financial, we believe generosity should always be a blessing, not an opportunity for scammers to take advantage of your good heart. Sadly, charitable giving scams are on the rise, especially online. Here’s how to keep your giving safe and impactful.1. Understand How Scammers OperateFraudsters often pose as legitimate charities, using emotional stories, fake websites, or even text messages to trick people into giving. They know that generous givers act quickly and trust deeply.Red flags to watch for:Urgent pressure to give right nowRequests for donations via gift cards, wire transfers, or cryptocurrencyMisspelled websites or unusual email addressesNo clear information about how donations will be used2. Verify Before You GiveTake a few extra minutes to confirm that an organization is legitimate. Trusted tools like Charity Navigator, the Better Business Bureau’s Wise Giving Alliance, or GuideStar can help. If you’re unsure, contact the organization directly using a verified phone number or website.3. Give Through Secure ChannelsAlways donate through a secure website (look for “https://” and the padlock symbol). Avoid clicking on links from unsolicited emails or social media messages, no matter how convincing they look.4. Keep Records of Your GivingDocument your donations and keep receipts. Not only does this help with tax reporting, but it also ensures you can quickly identify if something doesn’t look right.5. Trust, but Be WiseAs believers, we’re called to give cheerfully (2 Corinthians 9:7), but we’re also called to be wise stewards. Protecting your resources allows you to bless real ministries and causes that are truly making a difference.Generosity is powerful when it reaches the right hands. This Cybersecurity Awareness Month, let’s commit to giving with both open hearts and wise minds. At 316 Financial, we’re here to help you steward your finances—and your giving—with confidence. Read Article News & Press 316 Financial to Sponsor and Attend U.S. Christian Chamber of Commerce SWC 2026 in Orlando Orlando, FL — April 22–24, 2026 — 316 Financial is proud to announce its participation as a sponsor of the upcoming U.S. Christian Chamber of Commerce Spring Workshop and Conference 2026 in Orlando, Florida. As the official lunch sponsor, 316 Financial is honored to support this gathering of more than 750 faith-driven leaders, organizations, and entrepreneurs from across the country.The annual conference, hosted by the U.S. Christian Chamber of Commerce, brings together a vibrant community focused on integrating faith and business, fostering meaningful connections, and advancing Kingdom-minded impact through commerce.“Events like this are a powerful reminder that business can be a force for good,” said Paige Whitaker, Brand Growth & Partnerships Manager at 316 Financial. “We’re passionate about helping our customers steward their finances with purpose—and as a company, we live that out by tithing 10% of our profits to support Gospel-centered work.”316 Financial provides digital banking solutions designed to align faith and finances—empowering individuals, businesses, and ministries to manage their money with intention while supporting initiatives that spread the Gospel.Representing 316 Financial at the conference will be:Paige Whitaker, Brand Growth and Partnerships ManagerRey Feliciano, Commercial Loan OfficerMegan Boykin, Senior Business AnalystDawn Taylor, Lead Digital BankerThe team looks forward to connecting with fellow attendees, building new relationships, and exploring opportunities to serve faith-based businesses and ministries through purpose-driven financial solutions. For more information about the event, visit: https://uschristianchamber.com/swc-2026/ Read Article

316 on Talk of Alabama: The Jimmie Hale Mission Challenge

316 on Talk of Alabama: The Jimmie Hale Mission Challenge We were honored to join ABC 33/40’s Talk of Alabama to share the vision behind the Jimmie Hale Mission Challenge. 316 on Talk of Alabama: The Jimmie Hale Mission Challenge Author: 316 Financial | Published: Monday, September 29, 2025 We were honored to sit down with ABC 33/40’s “Talk of Alabama” to share the vision behind the Jimmie Hale Mission Challenge and how your support makes a lasting difference and how you can get involved in providing hope for our neighbors in need. Share on Related Articles When “Fraud Prevention” Calls You… It Might Be A Scam Scammers are getting more convincing. And lately, they’re not just pretending to be your financial institution — they’re pretending to be the fraud department.Here’s how it usually happens:You get a call saying there’s suspicious activity on your account. The caller sounds professional, urgent, and helpful. Then they ask you to log into your account, move your money, or follow steps while they “assist” you.Sometimes they’ll even ask you to share your screen or download an app so they can “help secure your account.”That’s when the scam begins.Let’s Be Clear: 316 Financial Will Never Ask You To:Move your money to another account for “protection”Share your online banking username or passwordAccept a screen-sharing requestDownload remote access software like AnyDesk or TeamViewerIf someone is asking you to do any of those things, it is not 316 Financial.Why These Scams WorkThese scams are designed to create panic and urgency.Scammers want you to act quickly before you have time to stop and think. By pretending to represent a trusted financial institution or fraud department, they try to gain your confidence fast.Once they gain access to your device or online banking information, they can move quickly to steal funds or personal information.What To Do If You Receive One of These CallsIf something feels off, trust your instincts and take these steps:Hang up immediatelyDo not click links or share your screenDo not provide login credentials or verification codesContact 316 Financial directly using a phone number you know and trustThat one step can stop the scam in its tracks.How We’re Working To Protect YouAt 316 Financial, protecting our customers is a top priority. We continue to strengthen fraud prevention efforts by:Monitoring for suspicious account activityEnhancing fraud detection and security toolsEducating customers about emerging scams and threatsProviding support when something doesn’t seem rightBottom LineIf someone contacts you and pressures you to act quickly regarding your money or account, pause before responding.The safest thing you can do is simple:Hang up and contact 316 Financial directly at 833-316-3167. Read Article 3 Easy Ways to Track Your Spending in 2026 A new year is a natural time to reset your financial habits. Tracking your spending doesn’t have to be complicated—or time-consuming. With the right tools and a little intention, you can gain clarity, reduce stress, and steward your money with confidence in 2026.Here are three simple ways to get started.1. Use Your Banking App to Categorize PurchasesYour banking app is one of the most powerful budgeting tools you already have. By reviewing categorized transactions—like groceries, dining, or subscriptions—you can quickly see where your money is going each month.This visibility helps you identify patterns, spot unnecessary spending, and make adjustments that align with your goals and values. A few minutes of review each week can make a big difference over time.2. Set Weekly Spending Limits and AlertsInstead of tracking every dollar, try setting weekly spending limits for key categories. Many banking apps allow you to create alerts when you’re approaching a limit, helping you stay on track without feeling restricted.Weekly check-ins keep your finances manageable and prevent small overspending from turning into bigger issues—giving you peace of mind and greater control.3. Automate Your Savings for Small, Consistent GrowthOne of the easiest ways to build healthy financial habits is to automate them. Setting up automatic transfers—even small amounts—helps you save consistently without having to think about it.At 316 Financial, we believe managing money is about stewardship and generosity. Just as we commit to tithing 10% of our profits, automating your savings can help you intentionally set aside resources for future needs, giving opportunities, and long-term goals—faithfully and consistently.Ready to start saving with purpose?Open a 316 Financial Savings Account today and take the first step toward smarter spending and intentional stewardship in 2026. Read Article Safe Giving in a Digital World: Cybersecurity Tips for Donors October is Cybersecurity Awareness Month, a reminder that protecting your finances goes beyond your bank account—it also includes how and where you give. At 316 Financial, we believe generosity should always be a blessing, not an opportunity for scammers to take advantage of your good heart. Sadly, charitable giving scams are on the rise, especially online. Here’s how to keep your giving safe and impactful.1. Understand How Scammers OperateFraudsters often pose as legitimate charities, using emotional stories, fake websites, or even text messages to trick people into giving. They know that generous givers act quickly and trust deeply.Red flags to watch for:Urgent pressure to give right nowRequests for donations via gift cards, wire transfers, or cryptocurrencyMisspelled websites or unusual email addressesNo clear information about how donations will be used2. Verify Before You GiveTake a few extra minutes to confirm that an organization is legitimate. Trusted tools like Charity Navigator, the Better Business Bureau’s Wise Giving Alliance, or GuideStar can help. If you’re unsure, contact the organization directly using a verified phone number or website.3. Give Through Secure ChannelsAlways donate through a secure website (look for “https://” and the padlock symbol). Avoid clicking on links from unsolicited emails or social media messages, no matter how convincing they look.4. Keep Records of Your GivingDocument your donations and keep receipts. Not only does this help with tax reporting, but it also ensures you can quickly identify if something doesn’t look right.5. Trust, but Be WiseAs believers, we’re called to give cheerfully (2 Corinthians 9:7), but we’re also called to be wise stewards. Protecting your resources allows you to bless real ministries and causes that are truly making a difference.Generosity is powerful when it reaches the right hands. This Cybersecurity Awareness Month, let’s commit to giving with both open hearts and wise minds. At 316 Financial, we’re here to help you steward your finances—and your giving—with confidence. Read Article News & Press 316 Financial to Sponsor and Attend U.S. Christian Chamber of Commerce SWC 2026 in Orlando Orlando, FL — April 22–24, 2026 — 316 Financial is proud to announce its participation as a sponsor of the upcoming U.S. Christian Chamber of Commerce Spring Workshop and Conference 2026 in Orlando, Florida. As the official lunch sponsor, 316 Financial is honored to support this gathering of more than 750 faith-driven leaders, organizations, and entrepreneurs from across the country.The annual conference, hosted by the U.S. Christian Chamber of Commerce, brings together a vibrant community focused on integrating faith and business, fostering meaningful connections, and advancing Kingdom-minded impact through commerce.“Events like this are a powerful reminder that business can be a force for good,” said Paige Whitaker, Brand Growth & Partnerships Manager at 316 Financial. “We’re passionate about helping our customers steward their finances with purpose—and as a company, we live that out by tithing 10% of our profits to support Gospel-centered work.”316 Financial provides digital banking solutions designed to align faith and finances—empowering individuals, businesses, and ministries to manage their money with intention while supporting initiatives that spread the Gospel.Representing 316 Financial at the conference will be:Paige Whitaker, Brand Growth and Partnerships ManagerRey Feliciano, Commercial Loan OfficerMegan Boykin, Senior Business AnalystDawn Taylor, Lead Digital BankerThe team looks forward to connecting with fellow attendees, building new relationships, and exploring opportunities to serve faith-based businesses and ministries through purpose-driven financial solutions. For more information about the event, visit: https://uschristianchamber.com/swc-2026/ Read Article

Safe Giving in a Digital World: Cybersecurity Tips for Donors

Safe Giving in a Digital World: Tips for Donors October is Cybersecurity Awareness Month, a reminder that protecting your finances goes beyond your bank account—it also includes how and where you give. Safe Giving in a Digital World: Cybersecurity Tips for Donors Author: 316 Financial | Published: Friday, October 3, 2025 October is Cybersecurity Awareness Month, a reminder that protecting your finances goes beyond your bank account—it also includes how and where you give. At 316 Financial, we believe generosity should always be a blessing, not an opportunity for scammers to take advantage of your good heart. Sadly, charitable giving scams are on the rise, especially online. Here’s how to keep your giving safe and impactful.1. Understand How Scammers OperateFraudsters often pose as legitimate charities, using emotional stories, fake websites, or even text messages to trick people into giving. They know that generous givers act quickly and trust deeply.Red flags to watch for:Urgent pressure to give right nowRequests for donations via gift cards, wire transfers, or cryptocurrencyMisspelled websites or unusual email addressesNo clear information about how donations will be used2. Verify Before You GiveTake a few extra minutes to confirm that an organization is legitimate. Trusted tools like Charity Navigator, the Better Business Bureau’s Wise Giving Alliance, or GuideStar can help. If you’re unsure, contact the organization directly using a verified phone number or website.3. Give Through Secure ChannelsAlways donate through a secure website (look for “https://” and the padlock symbol). Avoid clicking on links from unsolicited emails or social media messages, no matter how convincing they look.4. Keep Records of Your GivingDocument your donations and keep receipts. Not only does this help with tax reporting, but it also ensures you can quickly identify if something doesn’t look right.5. Trust, but Be WiseAs believers, we’re called to give cheerfully (2 Corinthians 9:7), but we’re also called to be wise stewards. Protecting your resources allows you to bless real ministries and causes that are truly making a difference.Generosity is powerful when it reaches the right hands. This Cybersecurity Awareness Month, let’s commit to giving with both open hearts and wise minds. At 316 Financial, we’re here to help you steward your finances—and your giving—with confidence. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. Share on Related Articles When “Fraud Prevention” Calls You… It Might Be A Scam Scammers are getting more convincing. And lately, they’re not just pretending to be your financial institution — they’re pretending to be the fraud department.Here’s how it usually happens:You get a call saying there’s suspicious activity on your account. The caller sounds professional, urgent, and helpful. Then they ask you to log into your account, move your money, or follow steps while they “assist” you.Sometimes they’ll even ask you to share your screen or download an app so they can “help secure your account.”That’s when the scam begins.Let’s Be Clear: 316 Financial Will Never Ask You To:Move your money to another account for “protection”Share your online banking username or passwordAccept a screen-sharing requestDownload remote access software like AnyDesk or TeamViewerIf someone is asking you to do any of those things, it is not 316 Financial.Why These Scams WorkThese scams are designed to create panic and urgency.Scammers want you to act quickly before you have time to stop and think. By pretending to represent a trusted financial institution or fraud department, they try to gain your confidence fast.Once they gain access to your device or online banking information, they can move quickly to steal funds or personal information.What To Do If You Receive One of These CallsIf something feels off, trust your instincts and take these steps:Hang up immediatelyDo not click links or share your screenDo not provide login credentials or verification codesContact 316 Financial directly using a phone number you know and trustThat one step can stop the scam in its tracks.How We’re Working To Protect YouAt 316 Financial, protecting our customers is a top priority. We continue to strengthen fraud prevention efforts by:Monitoring for suspicious account activityEnhancing fraud detection and security toolsEducating customers about emerging scams and threatsProviding support when something doesn’t seem rightBottom LineIf someone contacts you and pressures you to act quickly regarding your money or account, pause before responding.The safest thing you can do is simple:Hang up and contact 316 Financial directly at 833-316-3167. Read Article 3 Easy Ways to Track Your Spending in 2026 A new year is a natural time to reset your financial habits. Tracking your spending doesn’t have to be complicated—or time-consuming. With the right tools and a little intention, you can gain clarity, reduce stress, and steward your money with confidence in 2026.Here are three simple ways to get started.1. Use Your Banking App to Categorize PurchasesYour banking app is one of the most powerful budgeting tools you already have. By reviewing categorized transactions—like groceries, dining, or subscriptions—you can quickly see where your money is going each month.This visibility helps you identify patterns, spot unnecessary spending, and make adjustments that align with your goals and values. A few minutes of review each week can make a big difference over time.2. Set Weekly Spending Limits and AlertsInstead of tracking every dollar, try setting weekly spending limits for key categories. Many banking apps allow you to create alerts when you’re approaching a limit, helping you stay on track without feeling restricted.Weekly check-ins keep your finances manageable and prevent small overspending from turning into bigger issues—giving you peace of mind and greater control.3. Automate Your Savings for Small, Consistent GrowthOne of the easiest ways to build healthy financial habits is to automate them. Setting up automatic transfers—even small amounts—helps you save consistently without having to think about it.At 316 Financial, we believe managing money is about stewardship and generosity. Just as we commit to tithing 10% of our profits, automating your savings can help you intentionally set aside resources for future needs, giving opportunities, and long-term goals—faithfully and consistently.Ready to start saving with purpose?Open a 316 Financial Savings Account today and take the first step toward smarter spending and intentional stewardship in 2026. Read Article Protecting Seniors from Financial and Cyber Scams Every year, scammers steal millions of dollars from older adults by preying on trust, routine, and the desire to help others. Senior Citizens Day, observed on August 21, is a reminder to honor the wisdom and contributions of older generations—and to protect them from those who would take advantage.Popular Scams Targeting Seniors Right NowTech Support ScamsA caller or pop-up claims your computer has a virus and offers to “fix” it for a fee. In reality, they’re after your credit card number or remote access to your device.Imposter ScamsFraudsters pretend to be government officials, bank representatives, or even family members. The message is always urgent: send money now or face serious consequences.Fake SweepstakesVictims are told they’ve won a prize—but must first pay taxes or fees to claim it. The winnings never arrive.Romance ScamsOnline scammers build relationships through dating sites or social media, then ask for money to cover emergencies or travel.Medicare and Health ScamsFraudsters pose as Medicare representatives, asking for personal or payment information under the guise of providing benefits.How to Stay SafeSlow down. Scammers thrive on urgency. Pause before giving out information or sending money.Verify the source. Call the company, government agency, or family member directly using a number you know is legitimate.Guard your information. Never share Social Security, Medicare, or bank account numbers over the phone, email, or text.Use strong passwords. Add extra protection with multifactor authentication whenever possible.Talk openly. Families can help by discussing common scams and encouraging loved ones to check in before making financial decisions.Looking Out for Loved OnesSeniors aren’t alone in facing these threats. Family members, friends, and caregivers all play a role in keeping them safe. Check in often, talk about the latest scams, and make sure they feel comfortable asking questions before taking action. Read Article News & Press 316 Financial to Sponsor and Attend U.S. Christian Chamber of Commerce SWC 2026 in Orlando Orlando, FL — April 22–24, 2026 — 316 Financial is proud to announce its participation as a sponsor of the upcoming U.S. Christian Chamber of Commerce Spring Workshop and Conference 2026 in Orlando, Florida. As the official lunch sponsor, 316 Financial is honored to support this gathering of more than 750 faith-driven leaders, organizations, and entrepreneurs from across the country.The annual conference, hosted by the U.S. Christian Chamber of Commerce, brings together a vibrant community focused on integrating faith and business, fostering meaningful connections, and advancing Kingdom-minded impact through commerce.“Events like this are a powerful reminder that business can be a force for good,” said Paige Whitaker, Brand Growth & Partnerships Manager at 316 Financial. “We’re passionate about helping our customers steward their finances with purpose—and as a company, we live that out by tithing 10% of our profits to support Gospel-centered work.”316 Financial provides digital banking solutions designed to align faith and finances—empowering individuals, businesses, and ministries to manage their money with intention while supporting initiatives that spread the Gospel.Representing 316 Financial at the conference will be:Paige Whitaker, Brand Growth and Partnerships ManagerRey Feliciano, Commercial Loan OfficerMegan Boykin, Senior Business AnalystDawn Taylor, Lead Digital BankerThe team looks forward to connecting with fellow attendees, building new relationships, and exploring opportunities to serve faith-based businesses and ministries through purpose-driven financial solutions. For more information about the event, visit: https://uschristianchamber.com/swc-2026/ Read Article

316 Financial Partners With Liberty University to Help Students and Alumni Bank With Purpose

316 Financial Partners With Liberty University 316 Financial partners with Liberty University to help students and alumni bank with purpose through faith-based, values-driven financial solutions. 316 Financial Partners With Liberty University to Help Students and Alumni Bank With Purpose Author: 316 Financial | Published: Wednesday, October 22, 2025 LYNCHBURG, Va. — 316 Financial has announced a new partnership with Liberty University as an Official Corporate Partner, uniting faith and finance to empower students, alumni and friends of Liberty to bank with meaning.At 316 Financial, the belief is simple: your money should reflect your values. This partnership underscores a shared mission between 316 Financial and Liberty University—an institution dedicated to developing Christ-centered leaders who influence the world for good.“At 316 Financial, our goal is to make banking meaningful,” said Paige Whitaker, brand growth and partnerships manager at 316 Financial. “We believe your financial choices should reflect what matters most to you. Partnering with Liberty University allows us to serve a community that shares our faith-based values and our passion for generosity.”To celebrate the new partnership, 316 Financial is offering $100 to Liberty University students, alumni and friends who open a new checking or savings account:Checking account offer: Open a 316 Interest Checking or 316 Rewards Checking account by Dec. 14, 2025, using promo code LIBERTY, and make at least one debit card purchase by Dec. 31, 2025. Receive $100 deposited into your account by Jan. 15, 2026.Savings account offer: Open a 316 Savings account by Dec. 14, 2025, using promo code LIBERTY, and reach a total deposit balance of $1,000 or more by Dec. 31, 2025, to receive $100 deposited into your account by Jan. 15, 2026.Limit one reward per person. Deposit accounts can be opened with as little as $1. Promotional credit may be reported as interest on a 1099-INT if over $10.“We’re excited to welcome 316 Financial as an Official Corporate Partner of Liberty Athletics,” said Justin Matzker, general manager of Liberty Athletics. “316 Financial shares Liberty’s commitment to faith, excellence and positive impact—values that resonate deeply with our students, alumni and fans. This partnership gives our community an opportunity to align their finances with their faith while supporting an organization that truly gives back.”The partnership reflects a growing movement among Christian organizations to integrate faith-based values into everyday financial decisions. By choosing 316 Financial, Liberty University supporters can make their money matter—investing in both personal growth and Kingdom-minded generosity.To learn more or open an account, visit www.bank316.com/liberty.###About 316 Financial316 Financial is a national, purpose-driven financial institution offering competitive, fee-free banking products that help individuals and organizations align their money with their faith. With a commitment to tithe 10% of profits to causes that reflect His teachings, 316 Financial empowers customers to bank with purpose and impact communities for good. Banking services are provided by 316 Financial, a division of Primis Bank, Member FDIC.About Liberty UniversityLocated in Lynchburg, Virginia, Liberty University is one of the world’s largest Christian universities, training champions for Christ in more than 700 programs of study. Liberty is dedicated to developing Christ-centered men and women with the values, knowledge and skills essential to impact the world.Media Contact:Paige WhitakerBrand Growth and Partnerships Manager316 Financial[email protected] | www.bank316.com/liberty Share on Related Articles When “Fraud Prevention” Calls You… It Might Be A Scam Scammers are getting more convincing. And lately, they’re not just pretending to be your financial institution — they’re pretending to be the fraud department.Here’s how it usually happens:You get a call saying there’s suspicious activity on your account. The caller sounds professional, urgent, and helpful. Then they ask you to log into your account, move your money, or follow steps while they “assist” you.Sometimes they’ll even ask you to share your screen or download an app so they can “help secure your account.”That’s when the scam begins.Let’s Be Clear: 316 Financial Will Never Ask You To:Move your money to another account for “protection”Share your online banking username or passwordAccept a screen-sharing requestDownload remote access software like AnyDesk or TeamViewerIf someone is asking you to do any of those things, it is not 316 Financial.Why These Scams WorkThese scams are designed to create panic and urgency.Scammers want you to act quickly before you have time to stop and think. By pretending to represent a trusted financial institution or fraud department, they try to gain your confidence fast.Once they gain access to your device or online banking information, they can move quickly to steal funds or personal information.What To Do If You Receive One of These CallsIf something feels off, trust your instincts and take these steps:Hang up immediatelyDo not click links or share your screenDo not provide login credentials or verification codesContact 316 Financial directly using a phone number you know and trustThat one step can stop the scam in its tracks.How We’re Working To Protect YouAt 316 Financial, protecting our customers is a top priority. We continue to strengthen fraud prevention efforts by:Monitoring for suspicious account activityEnhancing fraud detection and security toolsEducating customers about emerging scams and threatsProviding support when something doesn’t seem rightBottom LineIf someone contacts you and pressures you to act quickly regarding your money or account, pause before responding.The safest thing you can do is simple:Hang up and contact 316 Financial directly at 833-316-3167. Read Article 3 Easy Ways to Track Your Spending in 2026 A new year is a natural time to reset your financial habits. Tracking your spending doesn’t have to be complicated—or time-consuming. With the right tools and a little intention, you can gain clarity, reduce stress, and steward your money with confidence in 2026.Here are three simple ways to get started.1. Use Your Banking App to Categorize PurchasesYour banking app is one of the most powerful budgeting tools you already have. By reviewing categorized transactions—like groceries, dining, or subscriptions—you can quickly see where your money is going each month.This visibility helps you identify patterns, spot unnecessary spending, and make adjustments that align with your goals and values. A few minutes of review each week can make a big difference over time.2. Set Weekly Spending Limits and AlertsInstead of tracking every dollar, try setting weekly spending limits for key categories. Many banking apps allow you to create alerts when you’re approaching a limit, helping you stay on track without feeling restricted.Weekly check-ins keep your finances manageable and prevent small overspending from turning into bigger issues—giving you peace of mind and greater control.3. Automate Your Savings for Small, Consistent GrowthOne of the easiest ways to build healthy financial habits is to automate them. Setting up automatic transfers—even small amounts—helps you save consistently without having to think about it.At 316 Financial, we believe managing money is about stewardship and generosity. Just as we commit to tithing 10% of our profits, automating your savings can help you intentionally set aside resources for future needs, giving opportunities, and long-term goals—faithfully and consistently.Ready to start saving with purpose?Open a 316 Financial Savings Account today and take the first step toward smarter spending and intentional stewardship in 2026. Read Article Safe Giving in a Digital World: Cybersecurity Tips for Donors October is Cybersecurity Awareness Month, a reminder that protecting your finances goes beyond your bank account—it also includes how and where you give. At 316 Financial, we believe generosity should always be a blessing, not an opportunity for scammers to take advantage of your good heart. Sadly, charitable giving scams are on the rise, especially online. Here’s how to keep your giving safe and impactful.1. Understand How Scammers OperateFraudsters often pose as legitimate charities, using emotional stories, fake websites, or even text messages to trick people into giving. They know that generous givers act quickly and trust deeply.Red flags to watch for:Urgent pressure to give right nowRequests for donations via gift cards, wire transfers, or cryptocurrencyMisspelled websites or unusual email addressesNo clear information about how donations will be used2. Verify Before You GiveTake a few extra minutes to confirm that an organization is legitimate. Trusted tools like Charity Navigator, the Better Business Bureau’s Wise Giving Alliance, or GuideStar can help. If you’re unsure, contact the organization directly using a verified phone number or website.3. Give Through Secure ChannelsAlways donate through a secure website (look for “https://” and the padlock symbol). Avoid clicking on links from unsolicited emails or social media messages, no matter how convincing they look.4. Keep Records of Your GivingDocument your donations and keep receipts. Not only does this help with tax reporting, but it also ensures you can quickly identify if something doesn’t look right.5. Trust, but Be WiseAs believers, we’re called to give cheerfully (2 Corinthians 9:7), but we’re also called to be wise stewards. Protecting your resources allows you to bless real ministries and causes that are truly making a difference.Generosity is powerful when it reaches the right hands. This Cybersecurity Awareness Month, let’s commit to giving with both open hearts and wise minds. At 316 Financial, we’re here to help you steward your finances—and your giving—with confidence. Read Article News & Press 316 Financial to Sponsor and Attend U.S. Christian Chamber of Commerce SWC 2026 in Orlando Orlando, FL — April 22–24, 2026 — 316 Financial is proud to announce its participation as a sponsor of the upcoming U.S. Christian Chamber of Commerce Spring Workshop and Conference 2026 in Orlando, Florida. As the official lunch sponsor, 316 Financial is honored to support this gathering of more than 750 faith-driven leaders, organizations, and entrepreneurs from across the country.The annual conference, hosted by the U.S. Christian Chamber of Commerce, brings together a vibrant community focused on integrating faith and business, fostering meaningful connections, and advancing Kingdom-minded impact through commerce.“Events like this are a powerful reminder that business can be a force for good,” said Paige Whitaker, Brand Growth & Partnerships Manager at 316 Financial. “We’re passionate about helping our customers steward their finances with purpose—and as a company, we live that out by tithing 10% of our profits to support Gospel-centered work.”316 Financial provides digital banking solutions designed to align faith and finances—empowering individuals, businesses, and ministries to manage their money with intention while supporting initiatives that spread the Gospel.Representing 316 Financial at the conference will be:Paige Whitaker, Brand Growth and Partnerships ManagerRey Feliciano, Commercial Loan OfficerMegan Boykin, Senior Business AnalystDawn Taylor, Lead Digital BankerThe team looks forward to connecting with fellow attendees, building new relationships, and exploring opportunities to serve faith-based businesses and ministries through purpose-driven financial solutions. For more information about the event, visit: https://uschristianchamber.com/swc-2026/ Read Article

Building Trust in a Digital Generation

Building Trust in a Digital Generation Paige Whitaker explores building trust with younger generations in her latest Christian Leadership Alliance article for ministries and leaders. Building Trust in a Digital Generation Author: 316 Financial | Published: Friday, November 14, 2025 We're honored to share that Paige Whitaker, our Brand Growth & Partnerships Manager, was invited back to contribute to the Christian Leadership Alliance blog — a nationally recognized platform that equips Christian leaders in nonprofit ministry and business.Her latest article, titled “Building Trust in a Digital Generation,” explores why trust has become the defining currency for younger generations and how ministries and organizations can cultivate transparency, consistency, and genuine connection in a digital-first world.The post encourages leaders to consider how trust is built—not just through messaging, but through everyday actions that reflect integrity, clarity, and follow-through.You can read the full article on CLA’s website here.Thank you to Christian Leadership Alliance for inviting us back into this meaningful conversation. Share on Related Articles When “Fraud Prevention” Calls You… It Might Be A Scam Scammers are getting more convincing. And lately, they’re not just pretending to be your financial institution — they’re pretending to be the fraud department.Here’s how it usually happens:You get a call saying there’s suspicious activity on your account. The caller sounds professional, urgent, and helpful. Then they ask you to log into your account, move your money, or follow steps while they “assist” you.Sometimes they’ll even ask you to share your screen or download an app so they can “help secure your account.”That’s when the scam begins.Let’s Be Clear: 316 Financial Will Never Ask You To:Move your money to another account for “protection”Share your online banking username or passwordAccept a screen-sharing requestDownload remote access software like AnyDesk or TeamViewerIf someone is asking you to do any of those things, it is not 316 Financial.Why These Scams WorkThese scams are designed to create panic and urgency.Scammers want you to act quickly before you have time to stop and think. By pretending to represent a trusted financial institution or fraud department, they try to gain your confidence fast.Once they gain access to your device or online banking information, they can move quickly to steal funds or personal information.What To Do If You Receive One of These CallsIf something feels off, trust your instincts and take these steps:Hang up immediatelyDo not click links or share your screenDo not provide login credentials or verification codesContact 316 Financial directly using a phone number you know and trustThat one step can stop the scam in its tracks.How We’re Working To Protect YouAt 316 Financial, protecting our customers is a top priority. We continue to strengthen fraud prevention efforts by:Monitoring for suspicious account activityEnhancing fraud detection and security toolsEducating customers about emerging scams and threatsProviding support when something doesn’t seem rightBottom LineIf someone contacts you and pressures you to act quickly regarding your money or account, pause before responding.The safest thing you can do is simple:Hang up and contact 316 Financial directly at 833-316-3167. Read Article 3 Easy Ways to Track Your Spending in 2026 A new year is a natural time to reset your financial habits. Tracking your spending doesn’t have to be complicated—or time-consuming. With the right tools and a little intention, you can gain clarity, reduce stress, and steward your money with confidence in 2026.Here are three simple ways to get started.1. Use Your Banking App to Categorize PurchasesYour banking app is one of the most powerful budgeting tools you already have. By reviewing categorized transactions—like groceries, dining, or subscriptions—you can quickly see where your money is going each month.This visibility helps you identify patterns, spot unnecessary spending, and make adjustments that align with your goals and values. A few minutes of review each week can make a big difference over time.2. Set Weekly Spending Limits and AlertsInstead of tracking every dollar, try setting weekly spending limits for key categories. Many banking apps allow you to create alerts when you’re approaching a limit, helping you stay on track without feeling restricted.Weekly check-ins keep your finances manageable and prevent small overspending from turning into bigger issues—giving you peace of mind and greater control.3. Automate Your Savings for Small, Consistent GrowthOne of the easiest ways to build healthy financial habits is to automate them. Setting up automatic transfers—even small amounts—helps you save consistently without having to think about it.At 316 Financial, we believe managing money is about stewardship and generosity. Just as we commit to tithing 10% of our profits, automating your savings can help you intentionally set aside resources for future needs, giving opportunities, and long-term goals—faithfully and consistently.Ready to start saving with purpose?Open a 316 Financial Savings Account today and take the first step toward smarter spending and intentional stewardship in 2026. Read Article Safe Giving in a Digital World: Cybersecurity Tips for Donors October is Cybersecurity Awareness Month, a reminder that protecting your finances goes beyond your bank account—it also includes how and where you give. At 316 Financial, we believe generosity should always be a blessing, not an opportunity for scammers to take advantage of your good heart. Sadly, charitable giving scams are on the rise, especially online. Here’s how to keep your giving safe and impactful.1. Understand How Scammers OperateFraudsters often pose as legitimate charities, using emotional stories, fake websites, or even text messages to trick people into giving. They know that generous givers act quickly and trust deeply.Red flags to watch for:Urgent pressure to give right nowRequests for donations via gift cards, wire transfers, or cryptocurrencyMisspelled websites or unusual email addressesNo clear information about how donations will be used2. Verify Before You GiveTake a few extra minutes to confirm that an organization is legitimate. Trusted tools like Charity Navigator, the Better Business Bureau’s Wise Giving Alliance, or GuideStar can help. If you’re unsure, contact the organization directly using a verified phone number or website.3. Give Through Secure ChannelsAlways donate through a secure website (look for “https://” and the padlock symbol). Avoid clicking on links from unsolicited emails or social media messages, no matter how convincing they look.4. Keep Records of Your GivingDocument your donations and keep receipts. Not only does this help with tax reporting, but it also ensures you can quickly identify if something doesn’t look right.5. Trust, but Be WiseAs believers, we’re called to give cheerfully (2 Corinthians 9:7), but we’re also called to be wise stewards. Protecting your resources allows you to bless real ministries and causes that are truly making a difference.Generosity is powerful when it reaches the right hands. This Cybersecurity Awareness Month, let’s commit to giving with both open hearts and wise minds. At 316 Financial, we’re here to help you steward your finances—and your giving—with confidence. Read Article News & Press 316 Financial to Sponsor and Attend U.S. Christian Chamber of Commerce SWC 2026 in Orlando Orlando, FL — April 22–24, 2026 — 316 Financial is proud to announce its participation as a sponsor of the upcoming U.S. Christian Chamber of Commerce Spring Workshop and Conference 2026 in Orlando, Florida. As the official lunch sponsor, 316 Financial is honored to support this gathering of more than 750 faith-driven leaders, organizations, and entrepreneurs from across the country.The annual conference, hosted by the U.S. Christian Chamber of Commerce, brings together a vibrant community focused on integrating faith and business, fostering meaningful connections, and advancing Kingdom-minded impact through commerce.“Events like this are a powerful reminder that business can be a force for good,” said Paige Whitaker, Brand Growth & Partnerships Manager at 316 Financial. “We’re passionate about helping our customers steward their finances with purpose—and as a company, we live that out by tithing 10% of our profits to support Gospel-centered work.”316 Financial provides digital banking solutions designed to align faith and finances—empowering individuals, businesses, and ministries to manage their money with intention while supporting initiatives that spread the Gospel.Representing 316 Financial at the conference will be:Paige Whitaker, Brand Growth and Partnerships ManagerRey Feliciano, Commercial Loan OfficerMegan Boykin, Senior Business AnalystDawn Taylor, Lead Digital BankerThe team looks forward to connecting with fellow attendees, building new relationships, and exploring opportunities to serve faith-based businesses and ministries through purpose-driven financial solutions. For more information about the event, visit: https://uschristianchamber.com/swc-2026/ Read Article

3 Easy Ways to Track Your Spending in 2026

3 Easy Ways to Track Your Spending in 2026 - 316 Financial Track your spending with simple, faith-centered strategies for 2026—using banking tools, alerts, and automated savings to steward your money well. 3 Easy Ways to Track Your Spending in 2026 Author: 316 Financial | Published: Saturday, January 3, 2026 A new year is a natural time to reset your financial habits. Tracking your spending doesn’t have to be complicated—or time-consuming. With the right tools and a little intention, you can gain clarity, reduce stress, and steward your money with confidence in 2026.Here are three simple ways to get started.1. Use Your Banking App to Categorize PurchasesYour banking app is one of the most powerful budgeting tools you already have. By reviewing categorized transactions—like groceries, dining, or subscriptions—you can quickly see where your money is going each month.This visibility helps you identify patterns, spot unnecessary spending, and make adjustments that align with your goals and values. A few minutes of review each week can make a big difference over time.2. Set Weekly Spending Limits and AlertsInstead of tracking every dollar, try setting weekly spending limits for key categories. Many banking apps allow you to create alerts when you’re approaching a limit, helping you stay on track without feeling restricted.Weekly check-ins keep your finances manageable and prevent small overspending from turning into bigger issues—giving you peace of mind and greater control.3. Automate Your Savings for Small, Consistent GrowthOne of the easiest ways to build healthy financial habits is to automate them. Setting up automatic transfers—even small amounts—helps you save consistently without having to think about it.At 316 Financial, we believe managing money is about stewardship and generosity. Just as we commit to tithing 10% of our profits, automating your savings can help you intentionally set aside resources for future needs, giving opportunities, and long-term goals—faithfully and consistently.Ready to start saving with purpose?Open a 316 Financial Savings Account today and take the first step toward smarter spending and intentional stewardship in 2026. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. Share on Related Articles When “Fraud Prevention” Calls You… It Might Be A Scam Scammers are getting more convincing. And lately, they’re not just pretending to be your financial institution — they’re pretending to be the fraud department.Here’s how it usually happens:You get a call saying there’s suspicious activity on your account. The caller sounds professional, urgent, and helpful. Then they ask you to log into your account, move your money, or follow steps while they “assist” you.Sometimes they’ll even ask you to share your screen or download an app so they can “help secure your account.”That’s when the scam begins.Let’s Be Clear: 316 Financial Will Never Ask You To:Move your money to another account for “protection”Share your online banking username or passwordAccept a screen-sharing requestDownload remote access software like AnyDesk or TeamViewerIf someone is asking you to do any of those things, it is not 316 Financial.Why These Scams WorkThese scams are designed to create panic and urgency.Scammers want you to act quickly before you have time to stop and think. By pretending to represent a trusted financial institution or fraud department, they try to gain your confidence fast.Once they gain access to your device or online banking information, they can move quickly to steal funds or personal information.What To Do If You Receive One of These CallsIf something feels off, trust your instincts and take these steps:Hang up immediatelyDo not click links or share your screenDo not provide login credentials or verification codesContact 316 Financial directly using a phone number you know and trustThat one step can stop the scam in its tracks.How We’re Working To Protect YouAt 316 Financial, protecting our customers is a top priority. We continue to strengthen fraud prevention efforts by:Monitoring for suspicious account activityEnhancing fraud detection and security toolsEducating customers about emerging scams and threatsProviding support when something doesn’t seem rightBottom LineIf someone contacts you and pressures you to act quickly regarding your money or account, pause before responding.The safest thing you can do is simple:Hang up and contact 316 Financial directly at 833-316-3167. Read Article Safe Giving in a Digital World: Cybersecurity Tips for Donors October is Cybersecurity Awareness Month, a reminder that protecting your finances goes beyond your bank account—it also includes how and where you give. At 316 Financial, we believe generosity should always be a blessing, not an opportunity for scammers to take advantage of your good heart. Sadly, charitable giving scams are on the rise, especially online. Here’s how to keep your giving safe and impactful.1. Understand How Scammers OperateFraudsters often pose as legitimate charities, using emotional stories, fake websites, or even text messages to trick people into giving. They know that generous givers act quickly and trust deeply.Red flags to watch for:Urgent pressure to give right nowRequests for donations via gift cards, wire transfers, or cryptocurrencyMisspelled websites or unusual email addressesNo clear information about how donations will be used2. Verify Before You GiveTake a few extra minutes to confirm that an organization is legitimate. Trusted tools like Charity Navigator, the Better Business Bureau’s Wise Giving Alliance, or GuideStar can help. If you’re unsure, contact the organization directly using a verified phone number or website.3. Give Through Secure ChannelsAlways donate through a secure website (look for “https://” and the padlock symbol). Avoid clicking on links from unsolicited emails or social media messages, no matter how convincing they look.4. Keep Records of Your GivingDocument your donations and keep receipts. Not only does this help with tax reporting, but it also ensures you can quickly identify if something doesn’t look right.5. Trust, but Be WiseAs believers, we’re called to give cheerfully (2 Corinthians 9:7), but we’re also called to be wise stewards. Protecting your resources allows you to bless real ministries and causes that are truly making a difference.Generosity is powerful when it reaches the right hands. This Cybersecurity Awareness Month, let’s commit to giving with both open hearts and wise minds. At 316 Financial, we’re here to help you steward your finances—and your giving—with confidence. Read Article Protecting Seniors from Financial and Cyber Scams Every year, scammers steal millions of dollars from older adults by preying on trust, routine, and the desire to help others. Senior Citizens Day, observed on August 21, is a reminder to honor the wisdom and contributions of older generations—and to protect them from those who would take advantage.Popular Scams Targeting Seniors Right NowTech Support ScamsA caller or pop-up claims your computer has a virus and offers to “fix” it for a fee. In reality, they’re after your credit card number or remote access to your device.Imposter ScamsFraudsters pretend to be government officials, bank representatives, or even family members. The message is always urgent: send money now or face serious consequences.Fake SweepstakesVictims are told they’ve won a prize—but must first pay taxes or fees to claim it. The winnings never arrive.Romance ScamsOnline scammers build relationships through dating sites or social media, then ask for money to cover emergencies or travel.Medicare and Health ScamsFraudsters pose as Medicare representatives, asking for personal or payment information under the guise of providing benefits.How to Stay SafeSlow down. Scammers thrive on urgency. Pause before giving out information or sending money.Verify the source. Call the company, government agency, or family member directly using a number you know is legitimate.Guard your information. Never share Social Security, Medicare, or bank account numbers over the phone, email, or text.Use strong passwords. Add extra protection with multifactor authentication whenever possible.Talk openly. Families can help by discussing common scams and encouraging loved ones to check in before making financial decisions.Looking Out for Loved OnesSeniors aren’t alone in facing these threats. Family members, friends, and caregivers all play a role in keeping them safe. Check in often, talk about the latest scams, and make sure they feel comfortable asking questions before taking action. Read Article News & Press 316 Financial to Sponsor and Attend U.S. Christian Chamber of Commerce SWC 2026 in Orlando Orlando, FL — April 22–24, 2026 — 316 Financial is proud to announce its participation as a sponsor of the upcoming U.S. Christian Chamber of Commerce Spring Workshop and Conference 2026 in Orlando, Florida. As the official lunch sponsor, 316 Financial is honored to support this gathering of more than 750 faith-driven leaders, organizations, and entrepreneurs from across the country.The annual conference, hosted by the U.S. Christian Chamber of Commerce, brings together a vibrant community focused on integrating faith and business, fostering meaningful connections, and advancing Kingdom-minded impact through commerce.“Events like this are a powerful reminder that business can be a force for good,” said Paige Whitaker, Brand Growth & Partnerships Manager at 316 Financial. “We’re passionate about helping our customers steward their finances with purpose—and as a company, we live that out by tithing 10% of our profits to support Gospel-centered work.”316 Financial provides digital banking solutions designed to align faith and finances—empowering individuals, businesses, and ministries to manage their money with intention while supporting initiatives that spread the Gospel.Representing 316 Financial at the conference will be:Paige Whitaker, Brand Growth and Partnerships ManagerRey Feliciano, Commercial Loan OfficerMegan Boykin, Senior Business AnalystDawn Taylor, Lead Digital BankerThe team looks forward to connecting with fellow attendees, building new relationships, and exploring opportunities to serve faith-based businesses and ministries through purpose-driven financial solutions. For more information about the event, visit: https://uschristianchamber.com/swc-2026/ Read Article

316 Financial Named Official Financial Partner of RELEVANT Magazine

Official Financial Partner of RELEVANT Magazine 316 Financial joins RELEVANT Magazine as its official financial partner for 2026, offering tools and resources for intentional money habits. 316 Financial Named Official Financial Partner of RELEVANT Magazine Author: 316 Financial | Published: Tuesday, January 13, 2026 316 Financial is proud to announce a new partnership with RELEVANT Magazine, serving as its official financial partner for 2026.For more than two decades, RELEVANT has helped readers thoughtfully engage faith, culture, and everyday life. That same commitment to intentional living is what drew 316 Financial to this partnership. Together, the two organizations share a common goal: helping people make wiser, more thoughtful decisions in the areas that matter most.As the official financial partner, 316 Financial will support RELEVANT’s audience with practical tools and resources designed to encourage intentional money habits—whether that’s banking with purpose, growing savings, or thinking more carefully about how finances align with personal values.“RELEVANT has built a trusted relationship with an audience that wants to live thoughtfully and with clarity,” said Paige Whitaker, Brand Growth & Partnerships Manager at 316 Financial. “We see this partnership as a natural extension of that mission—bringing the same intentionality to finances that RELEVANT brings to faith and life.”Through this partnership, 316 Financial will collaborate with RELEVANT across digital and podcast platforms throughout 2026, offering financial education, exclusive opportunities, and meaningful engagement tailored to RELEVANT’s readership.316 Financial continues to expand partnerships with organizations that share a commitment to stewardship, transparency, and intentional decision-making. This collaboration with RELEVANT reflects that ongoing effort to meet people where they are and provide banking solutions that support real life.To learn more about 316 Financial and its mission, visit bank316.com/relevant. Share on Related Articles When “Fraud Prevention” Calls You… It Might Be A Scam Scammers are getting more convincing. And lately, they’re not just pretending to be your financial institution — they’re pretending to be the fraud department.Here’s how it usually happens:You get a call saying there’s suspicious activity on your account. The caller sounds professional, urgent, and helpful. Then they ask you to log into your account, move your money, or follow steps while they “assist” you.Sometimes they’ll even ask you to share your screen or download an app so they can “help secure your account.”That’s when the scam begins.Let’s Be Clear: 316 Financial Will Never Ask You To:Move your money to another account for “protection”Share your online banking username or passwordAccept a screen-sharing requestDownload remote access software like AnyDesk or TeamViewerIf someone is asking you to do any of those things, it is not 316 Financial.Why These Scams WorkThese scams are designed to create panic and urgency.Scammers want you to act quickly before you have time to stop and think. By pretending to represent a trusted financial institution or fraud department, they try to gain your confidence fast.Once they gain access to your device or online banking information, they can move quickly to steal funds or personal information.What To Do If You Receive One of These CallsIf something feels off, trust your instincts and take these steps:Hang up immediatelyDo not click links or share your screenDo not provide login credentials or verification codesContact 316 Financial directly using a phone number you know and trustThat one step can stop the scam in its tracks.How We’re Working To Protect YouAt 316 Financial, protecting our customers is a top priority. We continue to strengthen fraud prevention efforts by:Monitoring for suspicious account activityEnhancing fraud detection and security toolsEducating customers about emerging scams and threatsProviding support when something doesn’t seem rightBottom LineIf someone contacts you and pressures you to act quickly regarding your money or account, pause before responding.The safest thing you can do is simple:Hang up and contact 316 Financial directly at 833-316-3167. Read Article 3 Easy Ways to Track Your Spending in 2026 A new year is a natural time to reset your financial habits. Tracking your spending doesn’t have to be complicated—or time-consuming. With the right tools and a little intention, you can gain clarity, reduce stress, and steward your money with confidence in 2026.Here are three simple ways to get started.1. Use Your Banking App to Categorize PurchasesYour banking app is one of the most powerful budgeting tools you already have. By reviewing categorized transactions—like groceries, dining, or subscriptions—you can quickly see where your money is going each month.This visibility helps you identify patterns, spot unnecessary spending, and make adjustments that align with your goals and values. A few minutes of review each week can make a big difference over time.2. Set Weekly Spending Limits and AlertsInstead of tracking every dollar, try setting weekly spending limits for key categories. Many banking apps allow you to create alerts when you’re approaching a limit, helping you stay on track without feeling restricted.Weekly check-ins keep your finances manageable and prevent small overspending from turning into bigger issues—giving you peace of mind and greater control.3. Automate Your Savings for Small, Consistent GrowthOne of the easiest ways to build healthy financial habits is to automate them. Setting up automatic transfers—even small amounts—helps you save consistently without having to think about it.At 316 Financial, we believe managing money is about stewardship and generosity. Just as we commit to tithing 10% of our profits, automating your savings can help you intentionally set aside resources for future needs, giving opportunities, and long-term goals—faithfully and consistently.Ready to start saving with purpose?Open a 316 Financial Savings Account today and take the first step toward smarter spending and intentional stewardship in 2026. Read Article Safe Giving in a Digital World: Cybersecurity Tips for Donors October is Cybersecurity Awareness Month, a reminder that protecting your finances goes beyond your bank account—it also includes how and where you give. At 316 Financial, we believe generosity should always be a blessing, not an opportunity for scammers to take advantage of your good heart. Sadly, charitable giving scams are on the rise, especially online. Here’s how to keep your giving safe and impactful.1. Understand How Scammers OperateFraudsters often pose as legitimate charities, using emotional stories, fake websites, or even text messages to trick people into giving. They know that generous givers act quickly and trust deeply.Red flags to watch for:Urgent pressure to give right nowRequests for donations via gift cards, wire transfers, or cryptocurrencyMisspelled websites or unusual email addressesNo clear information about how donations will be used2. Verify Before You GiveTake a few extra minutes to confirm that an organization is legitimate. Trusted tools like Charity Navigator, the Better Business Bureau’s Wise Giving Alliance, or GuideStar can help. If you’re unsure, contact the organization directly using a verified phone number or website.3. Give Through Secure ChannelsAlways donate through a secure website (look for “https://” and the padlock symbol). Avoid clicking on links from unsolicited emails or social media messages, no matter how convincing they look.4. Keep Records of Your GivingDocument your donations and keep receipts. Not only does this help with tax reporting, but it also ensures you can quickly identify if something doesn’t look right.5. Trust, but Be WiseAs believers, we’re called to give cheerfully (2 Corinthians 9:7), but we’re also called to be wise stewards. Protecting your resources allows you to bless real ministries and causes that are truly making a difference.Generosity is powerful when it reaches the right hands. This Cybersecurity Awareness Month, let’s commit to giving with both open hearts and wise minds. At 316 Financial, we’re here to help you steward your finances—and your giving—with confidence. Read Article News & Press 316 Financial to Sponsor and Attend U.S. Christian Chamber of Commerce SWC 2026 in Orlando Orlando, FL — April 22–24, 2026 — 316 Financial is proud to announce its participation as a sponsor of the upcoming U.S. Christian Chamber of Commerce Spring Workshop and Conference 2026 in Orlando, Florida. As the official lunch sponsor, 316 Financial is honored to support this gathering of more than 750 faith-driven leaders, organizations, and entrepreneurs from across the country.The annual conference, hosted by the U.S. Christian Chamber of Commerce, brings together a vibrant community focused on integrating faith and business, fostering meaningful connections, and advancing Kingdom-minded impact through commerce.“Events like this are a powerful reminder that business can be a force for good,” said Paige Whitaker, Brand Growth & Partnerships Manager at 316 Financial. “We’re passionate about helping our customers steward their finances with purpose—and as a company, we live that out by tithing 10% of our profits to support Gospel-centered work.”316 Financial provides digital banking solutions designed to align faith and finances—empowering individuals, businesses, and ministries to manage their money with intention while supporting initiatives that spread the Gospel.Representing 316 Financial at the conference will be:Paige Whitaker, Brand Growth and Partnerships ManagerRey Feliciano, Commercial Loan OfficerMegan Boykin, Senior Business AnalystDawn Taylor, Lead Digital BankerThe team looks forward to connecting with fellow attendees, building new relationships, and exploring opportunities to serve faith-based businesses and ministries through purpose-driven financial solutions. For more information about the event, visit: https://uschristianchamber.com/swc-2026/ Read Article

Bridging Faith and Finance: 316 Financial Sits Down With the Christian Stewardship Network

Bridging Faith and Finance: 316 Financial Sits Down With CSN Learn about financial discipleship, 316 Financial’s mission, and how it supports churches and communities through stewardship‑focused banking. Bridging Faith and Finance: 316 Financial Sits Down With the Christian Stewardship Network Author: 316 Financial | Published: Thursday, February 5, 2026 Our very own Rey Feliciano, Commercial Relationship Manager at 316 Financial, sits down with Leo Sabo, President of the Christian Stewardship Network, to share why 316 Financial was created—and how our mission is helping individuals, churches, and organizations align everyday banking with what matters most.Watch the full conversation below on bridging faith and finance, and the mission behind 316 Financial. Share on Related Articles When “Fraud Prevention” Calls You… It Might Be A Scam Scammers are getting more convincing. And lately, they’re not just pretending to be your financial institution — they’re pretending to be the fraud department.Here’s how it usually happens:You get a call saying there’s suspicious activity on your account. The caller sounds professional, urgent, and helpful. Then they ask you to log into your account, move your money, or follow steps while they “assist” you.Sometimes they’ll even ask you to share your screen or download an app so they can “help secure your account.”That’s when the scam begins.Let’s Be Clear: 316 Financial Will Never Ask You To:Move your money to another account for “protection”Share your online banking username or passwordAccept a screen-sharing requestDownload remote access software like AnyDesk or TeamViewerIf someone is asking you to do any of those things, it is not 316 Financial.Why These Scams WorkThese scams are designed to create panic and urgency.Scammers want you to act quickly before you have time to stop and think. By pretending to represent a trusted financial institution or fraud department, they try to gain your confidence fast.Once they gain access to your device or online banking information, they can move quickly to steal funds or personal information.What To Do If You Receive One of These CallsIf something feels off, trust your instincts and take these steps:Hang up immediatelyDo not click links or share your screenDo not provide login credentials or verification codesContact 316 Financial directly using a phone number you know and trustThat one step can stop the scam in its tracks.How We’re Working To Protect YouAt 316 Financial, protecting our customers is a top priority. We continue to strengthen fraud prevention efforts by:Monitoring for suspicious account activityEnhancing fraud detection and security toolsEducating customers about emerging scams and threatsProviding support when something doesn’t seem rightBottom LineIf someone contacts you and pressures you to act quickly regarding your money or account, pause before responding.The safest thing you can do is simple:Hang up and contact 316 Financial directly at 833-316-3167. Read Article 3 Easy Ways to Track Your Spending in 2026 A new year is a natural time to reset your financial habits. Tracking your spending doesn’t have to be complicated—or time-consuming. With the right tools and a little intention, you can gain clarity, reduce stress, and steward your money with confidence in 2026.Here are three simple ways to get started.1. Use Your Banking App to Categorize PurchasesYour banking app is one of the most powerful budgeting tools you already have. By reviewing categorized transactions—like groceries, dining, or subscriptions—you can quickly see where your money is going each month.This visibility helps you identify patterns, spot unnecessary spending, and make adjustments that align with your goals and values. A few minutes of review each week can make a big difference over time.2. Set Weekly Spending Limits and AlertsInstead of tracking every dollar, try setting weekly spending limits for key categories. Many banking apps allow you to create alerts when you’re approaching a limit, helping you stay on track without feeling restricted.Weekly check-ins keep your finances manageable and prevent small overspending from turning into bigger issues—giving you peace of mind and greater control.3. Automate Your Savings for Small, Consistent GrowthOne of the easiest ways to build healthy financial habits is to automate them. Setting up automatic transfers—even small amounts—helps you save consistently without having to think about it.At 316 Financial, we believe managing money is about stewardship and generosity. Just as we commit to tithing 10% of our profits, automating your savings can help you intentionally set aside resources for future needs, giving opportunities, and long-term goals—faithfully and consistently.Ready to start saving with purpose?Open a 316 Financial Savings Account today and take the first step toward smarter spending and intentional stewardship in 2026. Read Article Safe Giving in a Digital World: Cybersecurity Tips for Donors October is Cybersecurity Awareness Month, a reminder that protecting your finances goes beyond your bank account—it also includes how and where you give. At 316 Financial, we believe generosity should always be a blessing, not an opportunity for scammers to take advantage of your good heart. Sadly, charitable giving scams are on the rise, especially online. Here’s how to keep your giving safe and impactful.1. Understand How Scammers OperateFraudsters often pose as legitimate charities, using emotional stories, fake websites, or even text messages to trick people into giving. They know that generous givers act quickly and trust deeply.Red flags to watch for:Urgent pressure to give right nowRequests for donations via gift cards, wire transfers, or cryptocurrencyMisspelled websites or unusual email addressesNo clear information about how donations will be used2. Verify Before You GiveTake a few extra minutes to confirm that an organization is legitimate. Trusted tools like Charity Navigator, the Better Business Bureau’s Wise Giving Alliance, or GuideStar can help. If you’re unsure, contact the organization directly using a verified phone number or website.3. Give Through Secure ChannelsAlways donate through a secure website (look for “https://” and the padlock symbol). Avoid clicking on links from unsolicited emails or social media messages, no matter how convincing they look.4. Keep Records of Your GivingDocument your donations and keep receipts. Not only does this help with tax reporting, but it also ensures you can quickly identify if something doesn’t look right.5. Trust, but Be WiseAs believers, we’re called to give cheerfully (2 Corinthians 9:7), but we’re also called to be wise stewards. Protecting your resources allows you to bless real ministries and causes that are truly making a difference.Generosity is powerful when it reaches the right hands. This Cybersecurity Awareness Month, let’s commit to giving with both open hearts and wise minds. At 316 Financial, we’re here to help you steward your finances—and your giving—with confidence. Read Article News & Press 316 Financial to Sponsor and Attend U.S. Christian Chamber of Commerce SWC 2026 in Orlando Orlando, FL — April 22–24, 2026 — 316 Financial is proud to announce its participation as a sponsor of the upcoming U.S. Christian Chamber of Commerce Spring Workshop and Conference 2026 in Orlando, Florida. As the official lunch sponsor, 316 Financial is honored to support this gathering of more than 750 faith-driven leaders, organizations, and entrepreneurs from across the country.The annual conference, hosted by the U.S. Christian Chamber of Commerce, brings together a vibrant community focused on integrating faith and business, fostering meaningful connections, and advancing Kingdom-minded impact through commerce.“Events like this are a powerful reminder that business can be a force for good,” said Paige Whitaker, Brand Growth & Partnerships Manager at 316 Financial. “We’re passionate about helping our customers steward their finances with purpose—and as a company, we live that out by tithing 10% of our profits to support Gospel-centered work.”316 Financial provides digital banking solutions designed to align faith and finances—empowering individuals, businesses, and ministries to manage their money with intention while supporting initiatives that spread the Gospel.Representing 316 Financial at the conference will be:Paige Whitaker, Brand Growth and Partnerships ManagerRey Feliciano, Commercial Loan OfficerMegan Boykin, Senior Business AnalystDawn Taylor, Lead Digital BankerThe team looks forward to connecting with fellow attendees, building new relationships, and exploring opportunities to serve faith-based businesses and ministries through purpose-driven financial solutions. For more information about the event, visit: https://uschristianchamber.com/swc-2026/ Read Article

316 Financial Announces 2025 Tithing Partners

316 Announces 2025 Tithing Partners 316 Financial announces its 2025 tithing recipients, continuing its commitment to give ten percent of profits to faith‑based organizations. 316 Financial Announces 2025 Tithing Partners Author: 316 Financial | Published: Thursday, March 12, 2026 316 Financial is honored to announce The Jimmie Hale Mission and Fathers in the Field as its 2025 tithing recipients, continuing the bank’s commitment to dedicate ten percent of its profits to faith-based organizations making a meaningful impact.At 316 Financial, generosity is built into the way the institution operates. By tithing directly from profits, 316 Financial seeks to ensure that everyday banking supports work that restores dignity, strengthens families, and reflects faith in action.“Our approach to banking is rooted in stewardship and responsibility,” said Paige Whitaker, Brand Growth and Partnerships Manager at 316 Financial. “Giving to organizations like these allows us to live out our commitment to generosity and stewardship and extend our values beyond financial services and into work that is creating lasting impact.”The Jimmie Hale Mission, based in Birmingham, Alabama, serves individuals and families experiencing homelessness, addiction, and crisis through residential recovery programs, housing assistance, and compassionate care. Their holistic approach focuses on restoration, stability, and long-term transformation.Fathers in the Field is dedicated to strengthening fathers and families through mentorship, discipleship, and community engagement. By equipping men to lead their families with integrity and purpose, the organization works to foster generational change.Earlier this month, 316 Financial shared this announcement during a special radio interview with WDJC, alongside Perryn Carroll, Executive Director of The Jimmie Hale Mission. The conversation highlighted why 316 Financial was created, the heart behind its commitment to generosity, and how these partnerships support life-changing work in local communities.Together, these organizations reflect the heart behind 316 Financial’s mission—faith expressed through generosity, responsibility, and intentional stewardship.As a digital bank serving customers nationwide, 316 Financial remains committed to stewarding its resources faithfully and partnering with organizations that embody faith, compassion and responsibility.Learn more about our 2025 tithing partners:The Jimmie Hale Mission: https://jimmiehalemission.com/Fathers in the Field: https://www.fathersinthefield.com/For more information about 316 Financial and its commitment to values-based banking, visit bank316.com. Share on Related Articles When “Fraud Prevention” Calls You… It Might Be A Scam Scammers are getting more convincing. And lately, they’re not just pretending to be your financial institution — they’re pretending to be the fraud department.Here’s how it usually happens:You get a call saying there’s suspicious activity on your account. The caller sounds professional, urgent, and helpful. Then they ask you to log into your account, move your money, or follow steps while they “assist” you.Sometimes they’ll even ask you to share your screen or download an app so they can “help secure your account.”That’s when the scam begins.Let’s Be Clear: 316 Financial Will Never Ask You To:Move your money to another account for “protection”Share your online banking username or passwordAccept a screen-sharing requestDownload remote access software like AnyDesk or TeamViewerIf someone is asking you to do any of those things, it is not 316 Financial.Why These Scams WorkThese scams are designed to create panic and urgency.Scammers want you to act quickly before you have time to stop and think. By pretending to represent a trusted financial institution or fraud department, they try to gain your confidence fast.Once they gain access to your device or online banking information, they can move quickly to steal funds or personal information.What To Do If You Receive One of These CallsIf something feels off, trust your instincts and take these steps:Hang up immediatelyDo not click links or share your screenDo not provide login credentials or verification codesContact 316 Financial directly using a phone number you know and trustThat one step can stop the scam in its tracks.How We’re Working To Protect YouAt 316 Financial, protecting our customers is a top priority. We continue to strengthen fraud prevention efforts by:Monitoring for suspicious account activityEnhancing fraud detection and security toolsEducating customers about emerging scams and threatsProviding support when something doesn’t seem rightBottom LineIf someone contacts you and pressures you to act quickly regarding your money or account, pause before responding.The safest thing you can do is simple:Hang up and contact 316 Financial directly at 833-316-3167. Read Article 3 Easy Ways to Track Your Spending in 2026 A new year is a natural time to reset your financial habits. Tracking your spending doesn’t have to be complicated—or time-consuming. With the right tools and a little intention, you can gain clarity, reduce stress, and steward your money with confidence in 2026.Here are three simple ways to get started.1. Use Your Banking App to Categorize PurchasesYour banking app is one of the most powerful budgeting tools you already have. By reviewing categorized transactions—like groceries, dining, or subscriptions—you can quickly see where your money is going each month.This visibility helps you identify patterns, spot unnecessary spending, and make adjustments that align with your goals and values. A few minutes of review each week can make a big difference over time.2. Set Weekly Spending Limits and AlertsInstead of tracking every dollar, try setting weekly spending limits for key categories. Many banking apps allow you to create alerts when you’re approaching a limit, helping you stay on track without feeling restricted.Weekly check-ins keep your finances manageable and prevent small overspending from turning into bigger issues—giving you peace of mind and greater control.3. Automate Your Savings for Small, Consistent GrowthOne of the easiest ways to build healthy financial habits is to automate them. Setting up automatic transfers—even small amounts—helps you save consistently without having to think about it.At 316 Financial, we believe managing money is about stewardship and generosity. Just as we commit to tithing 10% of our profits, automating your savings can help you intentionally set aside resources for future needs, giving opportunities, and long-term goals—faithfully and consistently.Ready to start saving with purpose?Open a 316 Financial Savings Account today and take the first step toward smarter spending and intentional stewardship in 2026. Read Article Safe Giving in a Digital World: Cybersecurity Tips for Donors October is Cybersecurity Awareness Month, a reminder that protecting your finances goes beyond your bank account—it also includes how and where you give. At 316 Financial, we believe generosity should always be a blessing, not an opportunity for scammers to take advantage of your good heart. Sadly, charitable giving scams are on the rise, especially online. Here’s how to keep your giving safe and impactful.1. Understand How Scammers OperateFraudsters often pose as legitimate charities, using emotional stories, fake websites, or even text messages to trick people into giving. They know that generous givers act quickly and trust deeply.Red flags to watch for:Urgent pressure to give right nowRequests for donations via gift cards, wire transfers, or cryptocurrencyMisspelled websites or unusual email addressesNo clear information about how donations will be used2. Verify Before You GiveTake a few extra minutes to confirm that an organization is legitimate. Trusted tools like Charity Navigator, the Better Business Bureau’s Wise Giving Alliance, or GuideStar can help. If you’re unsure, contact the organization directly using a verified phone number or website.3. Give Through Secure ChannelsAlways donate through a secure website (look for “https://” and the padlock symbol). Avoid clicking on links from unsolicited emails or social media messages, no matter how convincing they look.4. Keep Records of Your GivingDocument your donations and keep receipts. Not only does this help with tax reporting, but it also ensures you can quickly identify if something doesn’t look right.5. Trust, but Be WiseAs believers, we’re called to give cheerfully (2 Corinthians 9:7), but we’re also called to be wise stewards. Protecting your resources allows you to bless real ministries and causes that are truly making a difference.Generosity is powerful when it reaches the right hands. This Cybersecurity Awareness Month, let’s commit to giving with both open hearts and wise minds. At 316 Financial, we’re here to help you steward your finances—and your giving—with confidence. Read Article News & Press 316 Financial to Sponsor and Attend U.S. Christian Chamber of Commerce SWC 2026 in Orlando Orlando, FL — April 22–24, 2026 — 316 Financial is proud to announce its participation as a sponsor of the upcoming U.S. Christian Chamber of Commerce Spring Workshop and Conference 2026 in Orlando, Florida. As the official lunch sponsor, 316 Financial is honored to support this gathering of more than 750 faith-driven leaders, organizations, and entrepreneurs from across the country.The annual conference, hosted by the U.S. Christian Chamber of Commerce, brings together a vibrant community focused on integrating faith and business, fostering meaningful connections, and advancing Kingdom-minded impact through commerce.“Events like this are a powerful reminder that business can be a force for good,” said Paige Whitaker, Brand Growth & Partnerships Manager at 316 Financial. “We’re passionate about helping our customers steward their finances with purpose—and as a company, we live that out by tithing 10% of our profits to support Gospel-centered work.”316 Financial provides digital banking solutions designed to align faith and finances—empowering individuals, businesses, and ministries to manage their money with intention while supporting initiatives that spread the Gospel.Representing 316 Financial at the conference will be:Paige Whitaker, Brand Growth and Partnerships ManagerRey Feliciano, Commercial Loan OfficerMegan Boykin, Senior Business AnalystDawn Taylor, Lead Digital BankerThe team looks forward to connecting with fellow attendees, building new relationships, and exploring opportunities to serve faith-based businesses and ministries through purpose-driven financial solutions. For more information about the event, visit: https://uschristianchamber.com/swc-2026/ Read Article