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316 Financial Discusses the Jimmie Hale Mission Challenge on WDJC

316 Financial on WDJC: Jimmie Hale Mission Challenge 316 Financial joins WDJC to share how the Jimmie Hale Mission Challenge turns everyday banking into life-changing impact in Birmingham and beyond. 316 Financial Discusses the Jimmie Hale Mission Challenge on WDJC Author: 316 Financial | Published: Tuesday, September 30, 2025 We recently joined Perryn Carroll, Executive Director of the Jimmie Hale Mission, at WDJC in Birmingham to share how something as simple as opening a checking account can help change lives in communities like Birmingham, AL.In this powerful conversation, we unpack the heart behind the Jimmie Hale Mission Challenge—a partnership that supports individuals overcoming homelessness, addiction, and crisis by connecting everyday banking to real-life impact.From giving 10% of profits to ministries, to offering modern, fee-free banking designed for generosity, 316 Financial exists to turn money into ministry and faith into action.🎧 Click here to hear how your checking account can become part of a restoration story—starting in Birmingham and reaching far beyond. Share on Related Articles Budget-Friendly Egg Decorating Ideas (Without Breaking the Bank) Easter egg decorating doesn’t have to cost a fortune—especially with egg prices higher than ever. Here are a few creative and affordable ways to keep the tradition going without cracking your budget.Try “Eggstra” Materials Skip pricey eggs and decorate reusable alternatives like foam, wood, or plastic eggs from craft stores. They’re inexpensive, mess-free, and you can save them for next year. Even paper cutouts shaped like eggs can be a fun, budget-friendly way to get the family involved.Paint Potatoes Instead No, it’s not a joke—painting potatoes is actually catching on as a cheap and sturdy alternative to real eggs. They’re easier for little hands to decorate and cost less per dozen. Plus, you can cook them later to avoid waste.Edible Egg Alternatives Get creative with treats that double as decor. Mold Rice Krispies Treats into egg shapes or make Jell-O eggs in fun colors. They’re easy, affordable, and a hit with kids.DIY Dyes and Decor Forget the expensive dye kits. Make your own with items like coffee, tea, turmeric, or even beets for natural colors. Decorating with markers, stickers, or yarn is also an inexpensive way to keep things festive.Skip the Eggs Altogether If you want to avoid eggs entirely, try making salt-dough ornaments in egg shapes and let the kids paint them. They’re cheap to make and double as keepsakes to hang up next year.Remember, the eggs are fun—but Easter is about so much more. It's a time to reflect on hope, faith, and the promises that matter most. Happy Easter! Read Article Understanding FDIC Coverage: What It Means for Your Money At 316 Financial, trust and security are non-negotiable. Banking services are provided by 316 Financial, a division of Primis Bank, Member FDIC—ensuring your eligible deposits are protected up to FDIC limits. But what exactly does FDIC insurance cover, and how does it work for you?What is FDIC Coverage?FDIC insurance is a government-backed protection that ensures your money is safe if an FDIC-insured bank ever fails. It gives you peace of mind by safeguarding your deposits up to a specific limit, no matter what happens in the financial world.Key Benefits of FDIC Insurance:Covers up to $250,000 per depositor, per ownership category, per FDIC-insured bank Whether you have one or more deposit accounts, your funds are protected up to the insured limit.Protects multiple types of accounts FDIC coverage applies to checking accounts, savings accounts, money market deposit accounts, and certificates of deposit.Guaranteed by the U.S. government Your deposit accounts are backed by the full faith and credit of the U.S. government.No cost to you FDIC insurance is automatically applied to your eligible accounts—no need to sign up or pay extra.How FDIC Coverage Works at 316 Financial316 Financial is a division of Primis Bank, Member FDIC. Your eligible accounts are covered through Primis Bank as an FDIC-insured institution. This means your 316 Financial deposits receive the same level of protection you'd expect from any major financial institution.Important Things to Know:Your deposits are insured up to $250,000 per depositor, per ownership category at Primis Bank.You don’t need to do anything extra—your coverage is automatic.FDIC insurance covers funds in deposit accounts only, not investments like stocks, insurance or crypto assets.FDIC insurance offers peace of mind, so you can focus on what matters most—growing your money and making a meaningful impact. Banking with 316 Financial means you’re not only supporting causes that uplift communities, but your deposit accounts are also backed by the trusted security of FDIC insurance. It’s just another way we’re committed to providing a better banking experience—one that’s both purpose-driven and protected.Want to learn more? Visit the official FDIC website for detailed information and tools to calculate your coverage. Read Article Get Paid Faster with Direct Deposit In today’s fast-paced world, managing finances efficiently is essential, and one simple yet impactful way to do so is by setting up direct deposit for your bank account. Direct deposit is a secure, convenient, and reliable method of receiving payments, whether from your employer, government benefits, or other sources. How Do I Set Up Direct Deposit? Log in to online banking.Follow our Pinwheel guide to set up direct deposit in just a few clicks. That’s it – easy as 1-2-3.Prefer Paperwork?Download our direct deposit form.Fill out the form with your specific information.Talk to your employer or person that pays you. They may need additional paperwork or a voided check to complete the process. Why Should I Set Up Direct Deposit? One of the biggest benefits is convenience. With direct deposit, you don't have to worry about going to the bank or waiting in line to deposit your paycheck. You can also get paid up to two days early! Once we’re notified of an upcoming direct deposit, we’ll go ahead and credit your account, up to two days early. This means faster access to your funds and less hassle. Security is another significant advantage. Direct deposit eliminates the risk of losing a paper check, reducing the chances of theft or misplacement. It’s also more environmentally friendly since it cuts down on paper use. Additionally, direct deposit can help you avoid late payments. With automatic deposits, you never have to worry about forgetting to deposit your paycheck, ensuring bills are paid on time. Many banks even offer early access to your funds with direct deposit, letting you access your money sooner than waiting for a traditional check. Lastly, setting up direct deposit can lead to better financial organization. When payments are automatically deposited, it's easier to track your income and spending, making budgeting and managing your finances simpler. Overall, setting up direct deposit can save you time, offer peace of mind, and help you stay on top of your financial game. It's a win for everyone! Read Article

316 on Talk of Alabama: The Jimmie Hale Mission Challenge

316 on Talk of Alabama: The Jimmie Hale Mission Challenge We were honored to join ABC 33/40’s Talk of Alabama to share the vision behind the Jimmie Hale Mission Challenge. 316 on Talk of Alabama: The Jimmie Hale Mission Challenge Author: 316 Financial | Published: Monday, September 29, 2025 We were honored to sit down with ABC 33/40’s “Talk of Alabama” to share the vision behind the Jimmie Hale Mission Challenge and how your support makes a lasting difference and how you can get involved in providing hope for our neighbors in need. Share on Related Articles Budget-Friendly Egg Decorating Ideas (Without Breaking the Bank) Easter egg decorating doesn’t have to cost a fortune—especially with egg prices higher than ever. Here are a few creative and affordable ways to keep the tradition going without cracking your budget.Try “Eggstra” Materials Skip pricey eggs and decorate reusable alternatives like foam, wood, or plastic eggs from craft stores. They’re inexpensive, mess-free, and you can save them for next year. Even paper cutouts shaped like eggs can be a fun, budget-friendly way to get the family involved.Paint Potatoes Instead No, it’s not a joke—painting potatoes is actually catching on as a cheap and sturdy alternative to real eggs. They’re easier for little hands to decorate and cost less per dozen. Plus, you can cook them later to avoid waste.Edible Egg Alternatives Get creative with treats that double as decor. Mold Rice Krispies Treats into egg shapes or make Jell-O eggs in fun colors. They’re easy, affordable, and a hit with kids.DIY Dyes and Decor Forget the expensive dye kits. Make your own with items like coffee, tea, turmeric, or even beets for natural colors. Decorating with markers, stickers, or yarn is also an inexpensive way to keep things festive.Skip the Eggs Altogether If you want to avoid eggs entirely, try making salt-dough ornaments in egg shapes and let the kids paint them. They’re cheap to make and double as keepsakes to hang up next year.Remember, the eggs are fun—but Easter is about so much more. It's a time to reflect on hope, faith, and the promises that matter most. Happy Easter! Read Article Understanding FDIC Coverage: What It Means for Your Money At 316 Financial, trust and security are non-negotiable. Banking services are provided by 316 Financial, a division of Primis Bank, Member FDIC—ensuring your eligible deposits are protected up to FDIC limits. But what exactly does FDIC insurance cover, and how does it work for you?What is FDIC Coverage?FDIC insurance is a government-backed protection that ensures your money is safe if an FDIC-insured bank ever fails. It gives you peace of mind by safeguarding your deposits up to a specific limit, no matter what happens in the financial world.Key Benefits of FDIC Insurance:Covers up to $250,000 per depositor, per ownership category, per FDIC-insured bank Whether you have one or more deposit accounts, your funds are protected up to the insured limit.Protects multiple types of accounts FDIC coverage applies to checking accounts, savings accounts, money market deposit accounts, and certificates of deposit.Guaranteed by the U.S. government Your deposit accounts are backed by the full faith and credit of the U.S. government.No cost to you FDIC insurance is automatically applied to your eligible accounts—no need to sign up or pay extra.How FDIC Coverage Works at 316 Financial316 Financial is a division of Primis Bank, Member FDIC. Your eligible accounts are covered through Primis Bank as an FDIC-insured institution. This means your 316 Financial deposits receive the same level of protection you'd expect from any major financial institution.Important Things to Know:Your deposits are insured up to $250,000 per depositor, per ownership category at Primis Bank.You don’t need to do anything extra—your coverage is automatic.FDIC insurance covers funds in deposit accounts only, not investments like stocks, insurance or crypto assets.FDIC insurance offers peace of mind, so you can focus on what matters most—growing your money and making a meaningful impact. Banking with 316 Financial means you’re not only supporting causes that uplift communities, but your deposit accounts are also backed by the trusted security of FDIC insurance. It’s just another way we’re committed to providing a better banking experience—one that’s both purpose-driven and protected.Want to learn more? Visit the official FDIC website for detailed information and tools to calculate your coverage. Read Article Get Paid Faster with Direct Deposit In today’s fast-paced world, managing finances efficiently is essential, and one simple yet impactful way to do so is by setting up direct deposit for your bank account. Direct deposit is a secure, convenient, and reliable method of receiving payments, whether from your employer, government benefits, or other sources. How Do I Set Up Direct Deposit? Log in to online banking.Follow our Pinwheel guide to set up direct deposit in just a few clicks. That’s it – easy as 1-2-3.Prefer Paperwork?Download our direct deposit form.Fill out the form with your specific information.Talk to your employer or person that pays you. They may need additional paperwork or a voided check to complete the process. Why Should I Set Up Direct Deposit? One of the biggest benefits is convenience. With direct deposit, you don't have to worry about going to the bank or waiting in line to deposit your paycheck. You can also get paid up to two days early! Once we’re notified of an upcoming direct deposit, we’ll go ahead and credit your account, up to two days early. This means faster access to your funds and less hassle. Security is another significant advantage. Direct deposit eliminates the risk of losing a paper check, reducing the chances of theft or misplacement. It’s also more environmentally friendly since it cuts down on paper use. Additionally, direct deposit can help you avoid late payments. With automatic deposits, you never have to worry about forgetting to deposit your paycheck, ensuring bills are paid on time. Many banks even offer early access to your funds with direct deposit, letting you access your money sooner than waiting for a traditional check. Lastly, setting up direct deposit can lead to better financial organization. When payments are automatically deposited, it's easier to track your income and spending, making budgeting and managing your finances simpler. Overall, setting up direct deposit can save you time, offer peace of mind, and help you stay on top of your financial game. It's a win for everyone! Read Article

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316 Financial: Banking Uplifted Discover a better way to bank. 316 Financial delivers tech-forward technology paired with faith-based values. Need to resume your checking or savings application?The resume option is temporarily unavailable within the application. If you want to resume your application, please email us at [email protected] and our team will assist you directly. 316 FINANCIAL IS Banking Uplifted Rooted in Christian values, we’re offering a better way to bank. Open an Account Play Video 316 Financial: The Bank That Tithes 316 Financial: The Bank That Tithes It’s true—we donate 10% of our profits to causes that create lasting impact and reflect His teachings. It’s also true that we do this without cutting corners on rewards and service for you. We know that’s not what most banks do, and that’s exactly why we do it. Watch our video to learn more. Watch Our Video ACCOUNTS THAT REFLECT YOUR VALUES Purpose-driven accounts designed to reward, grow, and uplift. 316 Rewards Checking Earn rewards on your everyday spending—1% cash back, no fees, and free ATM access. 316 Interest Checking Grow your balance with competitive interest, no fees, and free nationwide ATM access. 316 Interest Savings Save with purpose—earn interest, enjoy no fees, and access smart financial tools. WHO WE ARE Not Business as Usual It’s time to align your faith and your finances. You choose your church, your charities, your friends, and even your radio station, based on your beliefs—so why not your bank? Unlike traditional banks driven by corporate interests, we’re guided by faith, purpose, and values that shape everything we do. Our Values A Mission-Driven Bank Banking With Purpose Tithing and charitable giving have declined for decades—even as the need has never been greater. So, we asked: what if a bank could help change that? That’s why 316 Financial tithes 10% of our profits to support causes that spread hope, faith, and reflect His teachings. Be part of something bigger. Open your account today and turn everyday banking into a force for good. Get Started Community Uplifted We’re dedicated to keeping love and hope at the center of everything we do. A Safe Place Partnering with A Safe Place, volunteers helped provide support and resources to trafficking survivors. Hope In Every Page Spreading hope, one book at a time! Our volunteers donated books to Children's Hospital of Richmond at VCU. Serving With Heart Team members helped stock the food pantry at First Baptist Woodstock in Georgia. Info to Know Deposit AccountsDeposit accounts can be opened with as little as $1. These accounts are available online only and are not offered in Puerto Rico or other U.S. territories. Fees for ATM transactions at foreign (non-Primis) will be refunded to your account the business day your statement cycle ends.Interest and RatesAPY = Annual Percentage Yield. No minimum balance is required to earn interest. Rates are accurate as of July 1, 2025, and may change at any time. Fees, if applicable, may reduce earnings.

Safe Giving in a Digital World: Cybersecurity Tips for Donors

Safe Giving in a Digital World: Tips for Donors October is Cybersecurity Awareness Month, a reminder that protecting your finances goes beyond your bank account—it also includes how and where you give. Safe Giving in a Digital World: Cybersecurity Tips for Donors Author: 316 Financial | Published: Friday, October 3, 2025 October is Cybersecurity Awareness Month, a reminder that protecting your finances goes beyond your bank account—it also includes how and where you give. At 316 Financial, we believe generosity should always be a blessing, not an opportunity for scammers to take advantage of your good heart. Sadly, charitable giving scams are on the rise, especially online. Here’s how to keep your giving safe and impactful.1. Understand How Scammers OperateFraudsters often pose as legitimate charities, using emotional stories, fake websites, or even text messages to trick people into giving. They know that generous givers act quickly and trust deeply.Red flags to watch for:Urgent pressure to give right nowRequests for donations via gift cards, wire transfers, or cryptocurrencyMisspelled websites or unusual email addressesNo clear information about how donations will be used2. Verify Before You GiveTake a few extra minutes to confirm that an organization is legitimate. Trusted tools like Charity Navigator, the Better Business Bureau’s Wise Giving Alliance, or GuideStar can help. If you’re unsure, contact the organization directly using a verified phone number or website.3. Give Through Secure ChannelsAlways donate through a secure website (look for “https://” and the padlock symbol). Avoid clicking on links from unsolicited emails or social media messages, no matter how convincing they look.4. Keep Records of Your GivingDocument your donations and keep receipts. Not only does this help with tax reporting, but it also ensures you can quickly identify if something doesn’t look right.5. Trust, but Be WiseAs believers, we’re called to give cheerfully (2 Corinthians 9:7), but we’re also called to be wise stewards. Protecting your resources allows you to bless real ministries and causes that are truly making a difference.Generosity is powerful when it reaches the right hands. This Cybersecurity Awareness Month, let’s commit to giving with both open hearts and wise minds. At 316 Financial, we’re here to help you steward your finances—and your giving—with confidence. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. Related Tags Security Share on News & Press 316 on Talk of Alabama: The Jimmie Hale Mission Challenge We were honored to sit down with ABC 33/40’s “Talk of Alabama” to share the vision behind the Jimmie Hale Mission Challenge and how your support makes a lasting difference and how you can get involved in providing hope for our neighbors in need. Read Article

News & Press

News & Press | 316 Financial Our message in motion. Check out podcast interviews, radio spots, and conversations that share the heart behind 316 Financial. As Seen & Heard Where Purpose Meets Press News & Press Our message in motion. Check out podcast interviews, radio spots, and conversations that share the heart behind 316 Financial. 316 Financial Discusses the Jimmie Hale Mission Challenge on WDJC 316 Financial We recently joined Perryn Carroll, Executive Director of the Jimmie Hale Mission, at WDJC in Birmingham to share how something as simple as opening a checking account can help change lives in communities like Birmingham, AL.In this powerful conversation, we unpack the heart behind the Jimmie Hale Mission Challenge—a partnership that supports individuals overcoming homelessness, addiction, and crisis by connecting everyday banking to real-life impact.From giving 10% of profits to ministries, to offering modern, fee-free banking designed for generosity, 316 Financial exists to turn money into ministry and faith into action.🎧 Click here to hear how your checking account can become part of a restoration story—starting in Birmingham and reaching far beyond. Read Article 316 on Talk of Alabama: The Jimmie Hale Mission Challenge 316 Financial We were honored to sit down with ABC 33/40’s “Talk of Alabama” to share the vision behind the Jimmie Hale Mission Challenge and how your support makes a lasting difference and how you can get involved in providing hope for our neighbors in need. Read Article 316 Financial Launches Purpose Partner Program to Support Faith-Based Organizations 316 Financial New initiative turns everyday banking into ongoing financial support for churches, Christian schools, and nonprofit ministries.September 22, 2025 — 316 Financial, the faith-driven bank known for tithing 10% of its profits, has announced the launch of its new Purpose Partner Program, a unique initiative designed to help churches, Christian schools, and nonprofit ministries receive consistent financial support—through something their supporters are already doing: banking. The Purpose Partner Program equips faith-based organizations with a custom promo code they can share with their members, families, or supporters. When someone opens a 316 Rewards Checking Account using the organization’s code, 316 Financial tracks those deposits and sends the organization a quarterly donation based on the total balances. There is no cost to participate, and all outreach materials are provided by 316 Financial. “Too many ministries struggle to meet annual fundraising goals,” said Paige Whitaker, Brand Growth & Partnerships Manager at 316 Financial.“This program is designed to come alongside them in a way that’s consistent, faithful, and built to last—just by tapping into what people are already doing. It’s a quiet but powerful way to multiply impact.” Supporters who open a 316 Rewards Checking Account also benefit from features like 1% cash back on every purchase, no overdraft fees, free nationwide ATM access, and the ability to open an account with just $1. All accounts are FDIC insured through Primis Bank, the parent institution of 316 Financial. As part of the launch, 316 Financial is inviting churches, Christian schools, and faith-driven nonprofits across the country to enroll as Purpose Partners and turn everyday banking into lasting generosity. To learn more or apply to become a Purpose Partner, visit bank316.com/partners.About 316 Financial 316 Financial is a mission-driven bank that aligns faith and finances, tithing 10% of annual profits to charitable causes. A division of Primis Bank, Member FDIC, 316 Financial offers modern, tech-driven banking solutions while prioritizing generosity and service.Banking services are provided by 316 Financial, a division of Primis Bank, Member FDIC. Deposits at 316 Financial, Primis Bank, and any of its divisions, brands, or affiliates are aggregated to determine FDIC insurance coverage. Read Article Bridging Belief and Giving for Gen Z and Millennials 316 Financial We’re grateful to see our Brand Growth & Partnerships Manager, Paige Whitaker, share her heart for stewardship on the Christian Leadership Alliance website.Her article, “The Generosity Gap,” looks at how ministries and nonprofits can invite the next generation into joyful giving. Paige reminds us that Gen Z and Millennials aren’t less generous—they simply long for clarity, purpose, and impact in how their gifts are used.She outlines four practical ways leaders can walk with younger donors in discipleship, showing that generosity is more than a campaign—it’s an act of worship and part of our identity in Christ.You can read the full article here: The Generosity GapWe’re thankful to the Christian Leadership Alliance for opening the door to this conversation and for equipping leaders to cultivate faithful stewards for generations to come. Read Article Open a Checking Account, Change a Life: 316 Financial Launches Jimmie Hale Mission Challenge 316 Financial FOR IMMEDIATE RELEASESeptember 3, 2025BIRMINGHAM, AL – Banking can be more than managing money — it can be a way to serve others. With the launch of the “Jimmie Hale Mission Challenge,” 316 Financial is turning something families already need — a checking account — into an opportunity to support a Birmingham ministry that’s changing lives every day.Now through October 31, 2025, when someone opens a checking account with 316 Financial and uses promo code “JHM”, the bank will donate $10 to The Jimmie Hale Mission after the customer makes their first debit card transaction — whether online, in-store, or at an ATM. Donations will continue through the end of October, up to $10,000 total.“At 316 Financial, we believe banking should be more than just transactions — it should be a tool for good,” said Paige Whitaker, Brand Growth and Partnerships Manager at 316 Financial. “We’re honored to partner with The Jimmie Hale Mission and give our customers a simple way to make a meaningful impact just by opening a checking account. This initiative aligns with our mission to bring purpose to personal finance.”Here’s how it works:Open a 316 Financial checking account online and enter promo code “JHM” during sign-up.Make at least one debit card transaction.316 Financial donates $10 to The Jimmie Hale Mission — up to $10,000 total.All personal banking information remains private and secure.Customers can choose from two checking account options:316 Rewards Checking – Earn 1% cash back on every debit purchase316 Interest Checking – Earn a standout 3.80% Annual Percentage Yield (APY)The Jimmie Hale Mission has served the Birmingham community for decades, offering faith-centered programs that help men and women overcome homelessness, addiction, and life-controlling challenges through compassion, guidance, and accountability grounded in Christ.“We are deeply grateful for this partnership with 316 Financial,” said Perryn Carroll, Executive Director of The Jimmie Hale Mission. “The Jimmie Hale Mission Challenge not only helps fund our ongoing work, but it also reminds our community that change can start with something as simple as opening a checking account. This is compassion in action — and we’re excited to see Birmingham rally behind it.”316 Financial invites families, individuals, and local businesses to join the Jimmie Hale Mission Challenge this fall. Every new account helps fuel hope, healing, and Christ-centered transformation in Birmingham.To learn more or open your account, visit www.bank316.com/JHM About 316 Financial316 Financial is a purpose-driven division of Primis Bank that tithes 10% of profits to causes that uplift and inspire. We believe everyday banking can be a force for good—helping customers reach their goals while fueling ministries and organizations that change lives.DisclosuresBanking services are provided by 316 Financial, a division of Primis Bank, Member FDIC. Deposits at 316 Financial, Primis Bank, and any of its divisions, brands or affiliates are aggregated to determine FDIC insurance coverage. Annual Percentage Yields (APYs) are accurate as of September 3, 2025 and may change after the account is opened. Fees may reduce earnings. Cashback is earned on eligible debit card purchases; ATM transactions do not qualify towards debit rewards. Only $1 is needed to open deposit accounts. Offer valid for new checking accounts opened online with promo code JHM between September 3 and October 31, 2025. Limit one donation per account. Donations are made directly by 316 Financial to The Jimmie Hale Mission. Customer accounts and personal information will not be shared.Media Contact:Paige Whitaker316 FinancialBrand Growth & Partnerships ManagerEmail: [email protected]Phone: 803-629-9800Website: www.bank316.com Read Article 316 Financial Joins The Jamal Bates Morning Show 316 Financial Paige Whitaker, Brand Growth & Partnerships Manager, and Markeia Johnson, Financial Stewardship Committee Head at 316 Financial, recently joined Jamal Bates and the Lovely Big O on The Jamal Bates Morning Show. Together, they share the heart behind 316 Financial—why we exist, how generosity is woven into everything we do, and what it looks like to align your finances with your faith.From tithing 10% of profits to ministries, to offering modern banking with no ATM fees, 24/7 U.S.-based customer service, and competitive accounts, Paige and Markeia open up about how 316 is more than a bank—it’s a movement to live out John 3:16 through everyday stewardship.Take a listen to the 🎧 full interview to hear the “why” behind 316 Financial and discover how your banking can become an expression of faith. Read Article Let's connectDo you have a press request or inquiry? Fill out this form and we will get back to you. First name Last name Email Phone Message

Getting Started

Getting Started | 316 Financial GETTING STARTED WELCOME TO BANKING UPLIFTED We’re glad you’re here. Let’s get you set up and ready to make the most of your new account.Don't have an account yet? Open an Account YOUR ROUTING NUMBER: 051409744 You’ll need this to set up direct deposit, pay bills automatically, transfer money between accounts, and link your 316 Financial account to other banks or payment apps. Save it for quick access when you need it. Fund Your Account Move money into your account by transferring from another bank or depositing a check through our mobile app. You can also send a wire and we’ll cover the fee. Click below to learn more. Wire Refund Activate Your Debit Card If you requested a debit card, it’s on the way. When it arrives, call the number on the sticker to activate your card and start using it right away. Set Up Direct Deposit Make your life easier by setting up direct deposit. Use our online tool powered by Pinwheel to connect your payroll and set up direct deposit in just a few clicks. Read more about setting up direct deposit. Get Started Frequently Asked Questions View All FAQs Can I add a co-owner to my account? Yes—co-owners can be added anytime through online banking (web only). It’s a quick, self-service process you can do from your computer.Click here for a step-by-step guide to walk you through it.Heads up: This feature isn’t available in the mobile app just yet. And if you ever run into issues, our team’s here to help—just call 833.316.3167 or email [email protected]. Can I add beneficiaries to my account? Yes—beneficiaries can be added anytime through online banking (web only). It’s a quick, self-service process you can do from your computer.Click here for a step-by-step guide to walk you through it.Heads up: This feature isn’t available in the mobile app just yet. And if you ever run into issues, our team’s here to help—just call 833.316.3167 or email [email protected]. Can I open an account now? Yes you can! Click the link to open an account and start banking with purpose. Do I receive complimentary checks? Yes! Your first pack of 316 Financial checks is on the house, and available upon request. Give us a call at 833.316.3167 or email us to order. How do I find my interest rate in online or mobile banking? Log in to your mobile or online banking and select the account you’d like to check. Click on the Account Info button (located next to the History button). Scroll down to see your interest rate and APY. What is my routing number? 051409744