
Grow Spiritually. Bank with Purpose.
A Spiritual Retreat with a Practical Blessing
As part of the Once Damaged Goods Retreat in Myrtle Beach, 316 Financial is offering attendees a special promotional credit opportunity: open a checking account, set up direct deposit, and receive $50. More than a bank, 316 Financial tithes, lives generosity, and helps you align your faith with your finances.
How It Works
Don’t wait — this retreat offer ends October 31.



Why 316?
Because Faith and Finances Belong Together.
We’re not your typical bank. At 316 Financial, we:
✔️ Tithe from our earnings — giving back 10% of our profits to ministries and missions.
✔️ Align faith and finances — offering tools and accounts that reflect biblical stewardship.
✔️ Champion generosity — making it simple to use your everyday banking for eternal impact.
✔️ Provide values-based banking — so your money works in line with what you believe.
316 Financial is a federally insured, faith-forward financial institution. We exist to help you steward resources wisely while making banking simple, secure, and aligned with your values.
✔️ FDIC insured
✔️ Two checking account options to fit your needs
✔️ Built on biblical principles of stewardship
Join us in banking with purpose—and get rewarded for starting today with promo code Retreat.
Who is this offer for?
This special $50 incentive is exclusively for attendees of the Once Damaged Goods Retreat in Myrtle Beach.
What do I need to do to qualify?
Open any 316 checking account by October 31, 2025, use promo code Retreat, and set up at least one qualifying direct deposit to post by November 30, 2025.
What Counts as a Qualifying Direct Deposit?
Any ACH deposit from:
- An employer
- A payroll provider
- A government agency
(Examples include paychecks, Social Security benefits, or pensions)
What Does Not Qualify as a Direct Deposit?
Transfers from:
- Zelle
- Venmo
- PayPal
Internal transfers
Which checking accounts qualify?
At 316 Financial, you have two great options. Both qualify for the Retreat $50 incentive, so you can pick the account that best fits your lifestyle and goals:
✔️ 316 Rewards Checking
- An ideal fit for everyday debit card users
- Earn 1% cash back on debit purchases
- No monthly fees
✔️ 316 Interest Checking
- A great account for savers who still want flexibility
- Earn a competitive interest rate with an annual percentage yield (APY*) of 3.80%
- No monthly fees
Whether you want rewards or simplicity, both options help you bank with purpose—while aligning your finances with your faith.
When will I receive my $50?
Once all requirements are met, we’ll deposit the $50 incentive directly into your new 316 account, no later than December 31, 2025.
Info to Know
Deposit accounts can be opened with as little as $1. Promotional credit may be reported as interest on a 1099-INT if over $10.
Important Notice Regarding Promotional Bonus Eligibility
At 316 Financial, we are committed to honoring all qualifying deposits as outlined in our promotional materials. However, in rare cases, certain employers, payroll providers, or government agencies may not label payments in a way that allows us to recognize them as direct deposits.
If you believe you have met the requirements of this promotion but have not received your bonus by the designated date, please contact us at 833-316-3167 or email [email protected]. Be sure to include the details of your qualifying deposit so we can investigate your claim thoroughly.
We will review your submission and, based on our findings, take the appropriate steps to ensure you receive any eligible rewards.