FDIC Icon

316 Financial, a division of Primis Bank, deposit products: FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Search Results

316 Financial Launches Business Banking Accounts for Values-Driven Organizations

316 Financial Launches Business Banking Accounts 316 Financial has announced the launch of its new suite of business banking accounts, expanding its mission to serve individuals, families, churches, and more. 316 Financial Launches Business Banking Accounts for Values-Driven Organizations Author: 316 Financial | Published: Wednesday, February 5, 2025 316 Financial has announced the launch of its new suite of business banking accounts, expanding its mission to serve individuals, families, churches, and organizations that want their financial decisions to reflect their values.Since its founding, 316 Financial has focused on combining competitive banking services with a commitment to generosity, including its practice of tithing 10% of their profits to charitable causes. With the introduction of business accounts, the organization is now extending that same approach to entrepreneurs, ministries, and nonprofits.“Many business owners and ministry leaders have told us they want a banking relationship that aligns with their values without sacrificing great service or strong financial tools,” said Paige Whitaker, Brand Growth & Partnerships Manager. “These new accounts are designed to give businesses the same competitive banking experience our personal customers enjoy—while staying true to the principles that define 316 Financial.”The new business banking lineup includes several account options designed to meet different organizational needs:316 Business Rewards Checking, which offers 1% cash back on all debit card purchases, providing a simple way for businesses to earn while managing everyday expenses.316 Business Interest Checking, designed for businesses that maintain higher balances and want to earn interest on their operating funds while maintaining full flexibility.316 Ministry Checking, created specifically for churches, ministries, and nonprofit organizations seeking value-based banking with competitive interest and straightforward account management.316 Business Savings, a high-yield savings option designed to help organizations grow their reserves while maintaining access to their funds.All accounts include features designed to simplify financial management, such as no monthly maintenance fees, no overdraft fees, free ATM access nationwide, free incoming wires, and robust business insights tools that provide cash-flow analytics, spending breakdowns, and performance tracking.Business accounts are offered by 316 Financial, a division of Primis Bank, and are opened and maintained through Primis Bank, Member FDIC.The launch reflects growing interest among business owners and ministry leaders who want to align their banking relationships with their values while still benefiting from modern digital banking and competitive rates.“Whether it’s a small business owner, a growing company, or a local church, we want to make it easier for organizations to manage their finances responsibly and confidently,” Whitaker said. “Our goal is to provide excellent banking while continuing the same spirit of generosity and service our customers have come to expect.”Business owners, ministries, and nonprofit leaders interested in learning more about 316 Financial’s new business accounts can visit bank316.com for additional information.### About 316 Financial 316 Financial is a values-driven digital bank committed to providing competitive financial products while encouraging responsible money management and generosity. As a division of Primis Bank, 316 Financial serves individuals, families, churches, nonprofits, and now businesses seeking banking solutions that align with their values. Deposits at 316 Financial, Primis Bank, and any of its divisions, brands, or affiliates are aggregated to determine FDIC Insurance coverage. Deposit accounts can be opened with as little as $1. Share on Related Articles When “Fraud Prevention” Calls You… It Might Be A Scam Scammers are getting more convincing. And lately, they’re not just pretending to be your financial institution — they’re pretending to be the fraud department.Here’s how it usually happens:You get a call saying there’s suspicious activity on your account. The caller sounds professional, urgent, and helpful. Then they ask you to log into your account, move your money, or follow steps while they “assist” you.Sometimes they’ll even ask you to share your screen or download an app so they can “help secure your account.”That’s when the scam begins.Let’s Be Clear: 316 Financial Will Never Ask You To:Move your money to another account for “protection”Share your online banking username or passwordAccept a screen-sharing requestDownload remote access software like AnyDesk or TeamViewerIf someone is asking you to do any of those things, it is not 316 Financial.Why These Scams WorkThese scams are designed to create panic and urgency.Scammers want you to act quickly before you have time to stop and think. By pretending to represent a trusted financial institution or fraud department, they try to gain your confidence fast.Once they gain access to your device or online banking information, they can move quickly to steal funds or personal information.What To Do If You Receive One of These CallsIf something feels off, trust your instincts and take these steps:Hang up immediatelyDo not click links or share your screenDo not provide login credentials or verification codesContact 316 Financial directly using a phone number you know and trustThat one step can stop the scam in its tracks.How We’re Working To Protect YouAt 316 Financial, protecting our customers is a top priority. We continue to strengthen fraud prevention efforts by:Monitoring for suspicious account activityEnhancing fraud detection and security toolsEducating customers about emerging scams and threatsProviding support when something doesn’t seem rightBottom LineIf someone contacts you and pressures you to act quickly regarding your money or account, pause before responding.The safest thing you can do is simple:Hang up and contact 316 Financial directly at 833-316-3167. Read Article 3 Easy Ways to Track Your Spending in 2026 A new year is a natural time to reset your financial habits. Tracking your spending doesn’t have to be complicated—or time-consuming. With the right tools and a little intention, you can gain clarity, reduce stress, and steward your money with confidence in 2026.Here are three simple ways to get started.1. Use Your Banking App to Categorize PurchasesYour banking app is one of the most powerful budgeting tools you already have. By reviewing categorized transactions—like groceries, dining, or subscriptions—you can quickly see where your money is going each month.This visibility helps you identify patterns, spot unnecessary spending, and make adjustments that align with your goals and values. A few minutes of review each week can make a big difference over time.2. Set Weekly Spending Limits and AlertsInstead of tracking every dollar, try setting weekly spending limits for key categories. Many banking apps allow you to create alerts when you’re approaching a limit, helping you stay on track without feeling restricted.Weekly check-ins keep your finances manageable and prevent small overspending from turning into bigger issues—giving you peace of mind and greater control.3. Automate Your Savings for Small, Consistent GrowthOne of the easiest ways to build healthy financial habits is to automate them. Setting up automatic transfers—even small amounts—helps you save consistently without having to think about it.At 316 Financial, we believe managing money is about stewardship and generosity. Just as we commit to tithing 10% of our profits, automating your savings can help you intentionally set aside resources for future needs, giving opportunities, and long-term goals—faithfully and consistently.Ready to start saving with purpose?Open a 316 Financial Savings Account today and take the first step toward smarter spending and intentional stewardship in 2026. Read Article Safe Giving in a Digital World: Cybersecurity Tips for Donors October is Cybersecurity Awareness Month, a reminder that protecting your finances goes beyond your bank account—it also includes how and where you give. At 316 Financial, we believe generosity should always be a blessing, not an opportunity for scammers to take advantage of your good heart. Sadly, charitable giving scams are on the rise, especially online. Here’s how to keep your giving safe and impactful.1. Understand How Scammers OperateFraudsters often pose as legitimate charities, using emotional stories, fake websites, or even text messages to trick people into giving. They know that generous givers act quickly and trust deeply.Red flags to watch for:Urgent pressure to give right nowRequests for donations via gift cards, wire transfers, or cryptocurrencyMisspelled websites or unusual email addressesNo clear information about how donations will be used2. Verify Before You GiveTake a few extra minutes to confirm that an organization is legitimate. Trusted tools like Charity Navigator, the Better Business Bureau’s Wise Giving Alliance, or GuideStar can help. If you’re unsure, contact the organization directly using a verified phone number or website.3. Give Through Secure ChannelsAlways donate through a secure website (look for “https://” and the padlock symbol). Avoid clicking on links from unsolicited emails or social media messages, no matter how convincing they look.4. Keep Records of Your GivingDocument your donations and keep receipts. Not only does this help with tax reporting, but it also ensures you can quickly identify if something doesn’t look right.5. Trust, but Be WiseAs believers, we’re called to give cheerfully (2 Corinthians 9:7), but we’re also called to be wise stewards. Protecting your resources allows you to bless real ministries and causes that are truly making a difference.Generosity is powerful when it reaches the right hands. This Cybersecurity Awareness Month, let’s commit to giving with both open hearts and wise minds. At 316 Financial, we’re here to help you steward your finances—and your giving—with confidence. Read Article News & Press 316 Financial to Sponsor and Attend U.S. Christian Chamber of Commerce SWC 2026 in Orlando Orlando, FL — April 22–24, 2026 — 316 Financial is proud to announce its participation as a sponsor of the upcoming U.S. Christian Chamber of Commerce Spring Workshop and Conference 2026 in Orlando, Florida. As the official lunch sponsor, 316 Financial is honored to support this gathering of more than 750 faith-driven leaders, organizations, and entrepreneurs from across the country.The annual conference, hosted by the U.S. Christian Chamber of Commerce, brings together a vibrant community focused on integrating faith and business, fostering meaningful connections, and advancing Kingdom-minded impact through commerce.“Events like this are a powerful reminder that business can be a force for good,” said Paige Whitaker, Brand Growth & Partnerships Manager at 316 Financial. “We’re passionate about helping our customers steward their finances with purpose—and as a company, we live that out by tithing 10% of our profits to support Gospel-centered work.”316 Financial provides digital banking solutions designed to align faith and finances—empowering individuals, businesses, and ministries to manage their money with intention while supporting initiatives that spread the Gospel.Representing 316 Financial at the conference will be:Paige Whitaker, Brand Growth and Partnerships ManagerRey Feliciano, Commercial Loan OfficerMegan Boykin, Senior Business AnalystDawn Taylor, Lead Digital BankerThe team looks forward to connecting with fellow attendees, building new relationships, and exploring opportunities to serve faith-based businesses and ministries through purpose-driven financial solutions. For more information about the event, visit: https://uschristianchamber.com/swc-2026/ Read Article

316 Financial to Sponsor and Attend U.S. Christian Chamber of Commerce SWC 2026 in Orlando

316 Financial to Sponsor and Attend U.S. Christian Chamber of Commerce SWC 2026 in Orlando Author: 316 Financial | Published: Wednesday, April 22, 2026 Orlando, FL — April 22–24, 2026 — 316 Financial is proud to announce its participation as a sponsor of the upcoming U.S. Christian Chamber of Commerce Spring Workshop and Conference 2026 in Orlando, Florida. As the official lunch sponsor, 316 Financial is honored to support this gathering of more than 750 faith-driven leaders, organizations, and entrepreneurs from across the country.The annual conference, hosted by the U.S. Christian Chamber of Commerce, brings together a vibrant community focused on integrating faith and business, fostering meaningful connections, and advancing Kingdom-minded impact through commerce.“Events like this are a powerful reminder that business can be a force for good,” said Paige Whitaker, Brand Growth & Partnerships Manager at 316 Financial. “We’re passionate about helping our customers steward their finances with purpose—and as a company, we live that out by tithing 10% of our profits to support Gospel-centered work.”316 Financial provides digital banking solutions designed to align faith and finances—empowering individuals, businesses, and ministries to manage their money with intention while supporting initiatives that spread the Gospel.Representing 316 Financial at the conference will be:Paige Whitaker, Brand Growth and Partnerships ManagerRey Feliciano, Commercial Loan OfficerMegan Boykin, Senior Business AnalystDawn Taylor, Lead Digital BankerThe team looks forward to connecting with fellow attendees, building new relationships, and exploring opportunities to serve faith-based businesses and ministries through purpose-driven financial solutions. For more information about the event, visit: https://uschristianchamber.com/swc-2026/ About 316 Financial 316 Financial is a digital banking platform and a division of Primis Bank, committed to helping customers align their finances with their faith. With competitive rates, no hidden fees, and a commitment to giving, 316 Financial empowers individuals, businesses, and ministries to make an eternal impact through everyday banking. Share on Related Articles When “Fraud Prevention” Calls You… It Might Be A Scam Scammers are getting more convincing. And lately, they’re not just pretending to be your financial institution — they’re pretending to be the fraud department.Here’s how it usually happens:You get a call saying there’s suspicious activity on your account. The caller sounds professional, urgent, and helpful. Then they ask you to log into your account, move your money, or follow steps while they “assist” you.Sometimes they’ll even ask you to share your screen or download an app so they can “help secure your account.”That’s when the scam begins.Let’s Be Clear: 316 Financial Will Never Ask You To:Move your money to another account for “protection”Share your online banking username or passwordAccept a screen-sharing requestDownload remote access software like AnyDesk or TeamViewerIf someone is asking you to do any of those things, it is not 316 Financial.Why These Scams WorkThese scams are designed to create panic and urgency.Scammers want you to act quickly before you have time to stop and think. By pretending to represent a trusted financial institution or fraud department, they try to gain your confidence fast.Once they gain access to your device or online banking information, they can move quickly to steal funds or personal information.What To Do If You Receive One of These CallsIf something feels off, trust your instincts and take these steps:Hang up immediatelyDo not click links or share your screenDo not provide login credentials or verification codesContact 316 Financial directly using a phone number you know and trustThat one step can stop the scam in its tracks.How We’re Working To Protect YouAt 316 Financial, protecting our customers is a top priority. We continue to strengthen fraud prevention efforts by:Monitoring for suspicious account activityEnhancing fraud detection and security toolsEducating customers about emerging scams and threatsProviding support when something doesn’t seem rightBottom LineIf someone contacts you and pressures you to act quickly regarding your money or account, pause before responding.The safest thing you can do is simple:Hang up and contact 316 Financial directly at 833-316-3167. Read Article 3 Easy Ways to Track Your Spending in 2026 A new year is a natural time to reset your financial habits. Tracking your spending doesn’t have to be complicated—or time-consuming. With the right tools and a little intention, you can gain clarity, reduce stress, and steward your money with confidence in 2026.Here are three simple ways to get started.1. Use Your Banking App to Categorize PurchasesYour banking app is one of the most powerful budgeting tools you already have. By reviewing categorized transactions—like groceries, dining, or subscriptions—you can quickly see where your money is going each month.This visibility helps you identify patterns, spot unnecessary spending, and make adjustments that align with your goals and values. A few minutes of review each week can make a big difference over time.2. Set Weekly Spending Limits and AlertsInstead of tracking every dollar, try setting weekly spending limits for key categories. Many banking apps allow you to create alerts when you’re approaching a limit, helping you stay on track without feeling restricted.Weekly check-ins keep your finances manageable and prevent small overspending from turning into bigger issues—giving you peace of mind and greater control.3. Automate Your Savings for Small, Consistent GrowthOne of the easiest ways to build healthy financial habits is to automate them. Setting up automatic transfers—even small amounts—helps you save consistently without having to think about it.At 316 Financial, we believe managing money is about stewardship and generosity. Just as we commit to tithing 10% of our profits, automating your savings can help you intentionally set aside resources for future needs, giving opportunities, and long-term goals—faithfully and consistently.Ready to start saving with purpose?Open a 316 Financial Savings Account today and take the first step toward smarter spending and intentional stewardship in 2026. Read Article Safe Giving in a Digital World: Cybersecurity Tips for Donors October is Cybersecurity Awareness Month, a reminder that protecting your finances goes beyond your bank account—it also includes how and where you give. At 316 Financial, we believe generosity should always be a blessing, not an opportunity for scammers to take advantage of your good heart. Sadly, charitable giving scams are on the rise, especially online. Here’s how to keep your giving safe and impactful.1. Understand How Scammers OperateFraudsters often pose as legitimate charities, using emotional stories, fake websites, or even text messages to trick people into giving. They know that generous givers act quickly and trust deeply.Red flags to watch for:Urgent pressure to give right nowRequests for donations via gift cards, wire transfers, or cryptocurrencyMisspelled websites or unusual email addressesNo clear information about how donations will be used2. Verify Before You GiveTake a few extra minutes to confirm that an organization is legitimate. Trusted tools like Charity Navigator, the Better Business Bureau’s Wise Giving Alliance, or GuideStar can help. If you’re unsure, contact the organization directly using a verified phone number or website.3. Give Through Secure ChannelsAlways donate through a secure website (look for “https://” and the padlock symbol). Avoid clicking on links from unsolicited emails or social media messages, no matter how convincing they look.4. Keep Records of Your GivingDocument your donations and keep receipts. Not only does this help with tax reporting, but it also ensures you can quickly identify if something doesn’t look right.5. Trust, but Be WiseAs believers, we’re called to give cheerfully (2 Corinthians 9:7), but we’re also called to be wise stewards. Protecting your resources allows you to bless real ministries and causes that are truly making a difference.Generosity is powerful when it reaches the right hands. This Cybersecurity Awareness Month, let’s commit to giving with both open hearts and wise minds. At 316 Financial, we’re here to help you steward your finances—and your giving—with confidence. Read Article News & Press 316 Financial Announces 2025 Tithing Partners 316 Financial is honored to announce The Jimmie Hale Mission and Fathers in the Field as its 2025 tithing recipients, continuing the bank’s commitment to dedicate ten percent of its profits to faith-based organizations making a meaningful impact.At 316 Financial, generosity is built into the way the institution operates. By tithing directly from profits, 316 Financial seeks to ensure that everyday banking supports work that restores dignity, strengthens families, and reflects faith in action.“Our approach to banking is rooted in stewardship and responsibility,” said Paige Whitaker, Brand Growth and Partnerships Manager at 316 Financial. “Giving to organizations like these allows us to live out our commitment to generosity and stewardship and extend our values beyond financial services and into work that is creating lasting impact.”The Jimmie Hale Mission, based in Birmingham, Alabama, serves individuals and families experiencing homelessness, addiction, and crisis through residential recovery programs, housing assistance, and compassionate care. Their holistic approach focuses on restoration, stability, and long-term transformation.Fathers in the Field is dedicated to strengthening fathers and families through mentorship, discipleship, and community engagement. By equipping men to lead their families with integrity and purpose, the organization works to foster generational change.Earlier this month, 316 Financial shared this announcement during a special radio interview with WDJC, alongside Perryn Carroll, Executive Director of The Jimmie Hale Mission. The conversation highlighted why 316 Financial was created, the heart behind its commitment to generosity, and how these partnerships support life-changing work in local communities.Together, these organizations reflect the heart behind 316 Financial’s mission—faith expressed through generosity, responsibility, and intentional stewardship.As a digital bank serving customers nationwide, 316 Financial remains committed to stewarding its resources faithfully and partnering with organizations that embody faith, compassion and responsibility.Learn more about our 2025 tithing partners:The Jimmie Hale Mission: https://jimmiehalemission.com/Fathers in the Field: https://www.fathersinthefield.com/For more information about 316 Financial and its commitment to values-based banking, visit bank316.com. Read Article

When “Fraud Prevention” Calls You… It Might Be A Scam

When “Fraud Prevention” Calls You… It Might Be A Scam When “Fraud Prevention” Calls You… It Might Be A Scam Author: 316 Financial | Published: Wednesday, May 13, 2026 Scammers are getting more convincing. And lately, they’re not just pretending to be your financial institution — they’re pretending to be the fraud department.Here’s how it usually happens:You get a call saying there’s suspicious activity on your account. The caller sounds professional, urgent, and helpful. Then they ask you to log into your account, move your money, or follow steps while they “assist” you.Sometimes they’ll even ask you to share your screen or download an app so they can “help secure your account.”That’s when the scam begins.Let’s Be Clear: 316 Financial Will Never Ask You To:Move your money to another account for “protection”Share your online banking username or passwordAccept a screen-sharing requestDownload remote access software like AnyDesk or TeamViewerIf someone is asking you to do any of those things, it is not 316 Financial.Why These Scams WorkThese scams are designed to create panic and urgency.Scammers want you to act quickly before you have time to stop and think. By pretending to represent a trusted financial institution or fraud department, they try to gain your confidence fast.Once they gain access to your device or online banking information, they can move quickly to steal funds or personal information.What To Do If You Receive One of These CallsIf something feels off, trust your instincts and take these steps:Hang up immediatelyDo not click links or share your screenDo not provide login credentials or verification codesContact 316 Financial directly using a phone number you know and trustThat one step can stop the scam in its tracks.How We’re Working To Protect YouAt 316 Financial, protecting our customers is a top priority. We continue to strengthen fraud prevention efforts by:Monitoring for suspicious account activityEnhancing fraud detection and security toolsEducating customers about emerging scams and threatsProviding support when something doesn’t seem rightBottom LineIf someone contacts you and pressures you to act quickly regarding your money or account, pause before responding.The safest thing you can do is simple:Hang up and contact 316 Financial directly at 833-316-3167. Share on Related Articles 3 Easy Ways to Track Your Spending in 2026 A new year is a natural time to reset your financial habits. Tracking your spending doesn’t have to be complicated—or time-consuming. With the right tools and a little intention, you can gain clarity, reduce stress, and steward your money with confidence in 2026.Here are three simple ways to get started.1. Use Your Banking App to Categorize PurchasesYour banking app is one of the most powerful budgeting tools you already have. By reviewing categorized transactions—like groceries, dining, or subscriptions—you can quickly see where your money is going each month.This visibility helps you identify patterns, spot unnecessary spending, and make adjustments that align with your goals and values. A few minutes of review each week can make a big difference over time.2. Set Weekly Spending Limits and AlertsInstead of tracking every dollar, try setting weekly spending limits for key categories. Many banking apps allow you to create alerts when you’re approaching a limit, helping you stay on track without feeling restricted.Weekly check-ins keep your finances manageable and prevent small overspending from turning into bigger issues—giving you peace of mind and greater control.3. Automate Your Savings for Small, Consistent GrowthOne of the easiest ways to build healthy financial habits is to automate them. Setting up automatic transfers—even small amounts—helps you save consistently without having to think about it.At 316 Financial, we believe managing money is about stewardship and generosity. Just as we commit to tithing 10% of our profits, automating your savings can help you intentionally set aside resources for future needs, giving opportunities, and long-term goals—faithfully and consistently.Ready to start saving with purpose?Open a 316 Financial Savings Account today and take the first step toward smarter spending and intentional stewardship in 2026. Read Article Safe Giving in a Digital World: Cybersecurity Tips for Donors October is Cybersecurity Awareness Month, a reminder that protecting your finances goes beyond your bank account—it also includes how and where you give. At 316 Financial, we believe generosity should always be a blessing, not an opportunity for scammers to take advantage of your good heart. Sadly, charitable giving scams are on the rise, especially online. Here’s how to keep your giving safe and impactful.1. Understand How Scammers OperateFraudsters often pose as legitimate charities, using emotional stories, fake websites, or even text messages to trick people into giving. They know that generous givers act quickly and trust deeply.Red flags to watch for:Urgent pressure to give right nowRequests for donations via gift cards, wire transfers, or cryptocurrencyMisspelled websites or unusual email addressesNo clear information about how donations will be used2. Verify Before You GiveTake a few extra minutes to confirm that an organization is legitimate. Trusted tools like Charity Navigator, the Better Business Bureau’s Wise Giving Alliance, or GuideStar can help. If you’re unsure, contact the organization directly using a verified phone number or website.3. Give Through Secure ChannelsAlways donate through a secure website (look for “https://” and the padlock symbol). Avoid clicking on links from unsolicited emails or social media messages, no matter how convincing they look.4. Keep Records of Your GivingDocument your donations and keep receipts. Not only does this help with tax reporting, but it also ensures you can quickly identify if something doesn’t look right.5. Trust, but Be WiseAs believers, we’re called to give cheerfully (2 Corinthians 9:7), but we’re also called to be wise stewards. Protecting your resources allows you to bless real ministries and causes that are truly making a difference.Generosity is powerful when it reaches the right hands. This Cybersecurity Awareness Month, let’s commit to giving with both open hearts and wise minds. At 316 Financial, we’re here to help you steward your finances—and your giving—with confidence. Read Article Protecting Seniors from Financial and Cyber Scams Every year, scammers steal millions of dollars from older adults by preying on trust, routine, and the desire to help others. Senior Citizens Day, observed on August 21, is a reminder to honor the wisdom and contributions of older generations—and to protect them from those who would take advantage.Popular Scams Targeting Seniors Right NowTech Support ScamsA caller or pop-up claims your computer has a virus and offers to “fix” it for a fee. In reality, they’re after your credit card number or remote access to your device.Imposter ScamsFraudsters pretend to be government officials, bank representatives, or even family members. The message is always urgent: send money now or face serious consequences.Fake SweepstakesVictims are told they’ve won a prize—but must first pay taxes or fees to claim it. The winnings never arrive.Romance ScamsOnline scammers build relationships through dating sites or social media, then ask for money to cover emergencies or travel.Medicare and Health ScamsFraudsters pose as Medicare representatives, asking for personal or payment information under the guise of providing benefits.How to Stay SafeSlow down. Scammers thrive on urgency. Pause before giving out information or sending money.Verify the source. Call the company, government agency, or family member directly using a number you know is legitimate.Guard your information. Never share Social Security, Medicare, or bank account numbers over the phone, email, or text.Use strong passwords. Add extra protection with multifactor authentication whenever possible.Talk openly. Families can help by discussing common scams and encouraging loved ones to check in before making financial decisions.Looking Out for Loved OnesSeniors aren’t alone in facing these threats. Family members, friends, and caregivers all play a role in keeping them safe. Check in often, talk about the latest scams, and make sure they feel comfortable asking questions before taking action. Read Article News & Press 316 Financial to Sponsor and Attend U.S. Christian Chamber of Commerce SWC 2026 in Orlando Orlando, FL — April 22–24, 2026 — 316 Financial is proud to announce its participation as a sponsor of the upcoming U.S. Christian Chamber of Commerce Spring Workshop and Conference 2026 in Orlando, Florida. As the official lunch sponsor, 316 Financial is honored to support this gathering of more than 750 faith-driven leaders, organizations, and entrepreneurs from across the country.The annual conference, hosted by the U.S. Christian Chamber of Commerce, brings together a vibrant community focused on integrating faith and business, fostering meaningful connections, and advancing Kingdom-minded impact through commerce.“Events like this are a powerful reminder that business can be a force for good,” said Paige Whitaker, Brand Growth & Partnerships Manager at 316 Financial. “We’re passionate about helping our customers steward their finances with purpose—and as a company, we live that out by tithing 10% of our profits to support Gospel-centered work.”316 Financial provides digital banking solutions designed to align faith and finances—empowering individuals, businesses, and ministries to manage their money with intention while supporting initiatives that spread the Gospel.Representing 316 Financial at the conference will be:Paige Whitaker, Brand Growth and Partnerships ManagerRey Feliciano, Commercial Loan OfficerMegan Boykin, Senior Business AnalystDawn Taylor, Lead Digital BankerThe team looks forward to connecting with fellow attendees, building new relationships, and exploring opportunities to serve faith-based businesses and ministries through purpose-driven financial solutions. For more information about the event, visit: https://uschristianchamber.com/swc-2026/ Read Article

FAQs

FAQs | 316 Financial Have Questions?FAQs Frequently Asked Questions Is 316 Financial a bank? 316 Financial is a division of Primis Bank, Member FDIC. That means all of our banking services and deposit accounts are provided by Primis Bank, giving you access to the same trusted security and protections you’d expect from any FDIC-insured financial institution. Will I be able to talk to a real person if I need help? Yes! Our US-based customer care team is available 24/7, and you’ll always speak with real people—no outsourcing, no robots—just dedicated support whenever you need it. Click here to get in touch. How does 316 Financial choose which organizations to support? At 316 Financial, we’re committed to giving with purpose. Our Financial Stewardship Committee meets quarterly to guide how donations are made, ensuring that every dollar goes to causes that reflect His teachings and create lasting impact. We’re laying the groundwork now and will share more details soon—but rest assured, our commitment to giving is thoughtful and principled. Am I required to donate money if I open an account with 316 Financial? No, you’re not required to donate—316 Financial takes care of that for you. We tithe 10% of our profits to organizations doing meaningful work, so your everyday banking automatically contributes to uplifting communities. Can I open an account now? Yes you can! Click the link to open an account and start banking with purpose. How did 316 Financial get its name? Our name is inspired by John 3:16, a verse that reflects love, hope, and generosity—principles we believe belong at the heart of banking. Is my money safe with 316 Financial? Yes, your money is safe. As a division of Primis Bank, 316 Financial is a Member FDIC, which means your eligible deposits are insured up to $250,000 per depositor, per ownership category. FDIC insurance is automatically applied to your accounts at no cost to you. Plus, our banking platform is protected by advanced security measures to keep your information safe.

Our Tithing Commitment

Our Tithing Commitment | 316 Financial At 316 Financial, we donate 10% of our profits to support nonprofits that reflect His teachings. Your everyday banking helps create lasting, meaningful change. VALUES-BASED GIVING Support uplifting causes with every transaction. Download Our Tithing Application OUR TITHING COMMITMENT We donate 10% of our profits to causes that reflect His teachings. How Does it WorkYour everyday banking makes a lasting impact. Use Your Account as Usual Enjoy all the features and benefits you expect—no compromises. Use your account just like any other, whether it’s making everyday purchases, saving for the future, or managing your finances. We Tithe for You We set aside 10% of our profits to support nonprofits and organizations that uplift communities and spread hope. Your banking helps fuel meaningful change without any extra effort on your part. Giving That Keeps Going This isn’t a one-time thing. Every year, we donate 10% of our profits to continue supporting organizations that align with our values—so your impact grows right along with your savings. Giving Back As a faith-driven financial institution, we believe that banking should uplift more than just balance sheets—it should uplift people, ministries, and the work of God in the world. That’s why we tithe 10% of our profits to support organizations making a meaningful impact in their communities.Whether you're feeding the hungry, discipling the next generation, planting churches, or sharing the Gospel in practical ways—we'd love to hear your story.Who We Support:We prayerfully consider requests from ministries and organizations that:Demonstrate a clear faith-driven missionOperate with transparency and integrityServe others with compassion, humility, and excellenceAlign with biblical values How to Apply Guided by Purpose, Led with Integrity If your organization feels called to partner with us in this mission, we invite you to apply for funding.Please fill out the application and email it to [email protected] along with any relevant supporting documents.Our financial stewardship committee reviews requests regularly and will consider each with prayerful discernment.“Each of you should give what you have decided in your heart to give, not reluctantly or under compulsion, for God loves a cheerful giver.” — 2 Corinthians 9:7We’re honored to be part of what God is doing through faithful organizations like yours. Thank you for the work you do. Download Our Tithing Application Play Video Profits with a Purpose THE BANK THAT TITHES Profits with a Purpose It’s true—we donate 10% of our profits to causes that create lasting impact and reflect His teachings. It’s also true that we do this without cutting corners on rewards and service for you. Because at 316 Financial, we believe your money should work for you and for a greater good. Our 2025 Tithing Recipients

316 Rewards Checking Account

Rewards Checking Account: Earn 1.00% Cash Back on Purchases Open a 316 Rewards Checking account to enjoy no monthly fees, 1.00% cash back on your everyday debit purchases, free ATM access, and real rewards. 316 Rewards Checking Account Rewards meet Purpose No monthly fees. Real rewards. Lasting impact. Open an Account No account fees 1.00% cash back on your everyday debit card purchases Early direct deposit Free ATM access, nationwide. We refund fees at the end of each statement cycle. No overdraft fees FDIC-insured 24/7 care from real people Free credit monitoring tools Free starter pack of 316 checks Free cashier’s checks Free & Refunded Wires Advanced Fraud Protection Open Account WHY 316 FINANCIAL? We’re a bank with a greater purpose. You choose your church, your charities, your friends—even your radio station—based on your beliefs and values. Why should your bank be any different? At 316 Financial, we tithe 10% of our profits to causes that uplift communities and create lasting impact, all while delivering the rewards and service you deserve. We’re not like other banks—and that’s on purpose. Our Purpose FAQs BUILT FOR YOUR PROTECTION Security & Peace of Mind With advanced fraud prevention and free credit monitoring tools, you’re protected by cutting-edge systems that keep your money and personal information safe—so you can bank with confidence. A Perfect Pair Grow More with Savings Pair your 316 Rewards Checking with a high-yield savings account that earns an impressive 4.05% annual percentage yield* (APY)—helping you grow your money while keeping everything connected in one easy place. Learn More Info to Know Deposit AccountsDeposit accounts can be opened with as little as $1. These accounts are available online only and are not offered in Puerto Rico or other U.S. territories. Fees for ATM transactions will be refunded to your account the business day your statement cycle ends.RewardsRewards apply to all debit card purchases, but do not include ATM transactions. FeesWe don’t charge fees for account maintenance, overdrafts, or stop payments—no surprises, just honest banking. While we aim to be fee-free, some services, like remote online notary, may have a cost. See our Fee Guide for more information.

Contact Us

Contact Us | 316 Financial Have questions? Connect with 316 Financial for personalized support. We're here to help with your faith-based banking needs. Contact us today! Faithfully Here, 24/7Whether you need answers, assistance, or just some guidance—our team is ready to help anytime, anywhere. First name Last name Email Phone Subject Message reCAPTCHA Sharing your number here does not opt you into marketing messages. A representative will only use it to return your call. Other Ways to Get in Touch Phone: 833.316.3167Email: [email protected]316 Financial PO Box 2075, Ashland VA 23005

Disclosures

Disclosures | 316 Financial Things You Should Know Disclosures At 316 Financial, we’re all about transparency and we want you to have easy access to our policies and guidelines that impact your finances. We’re sharing information here, but also remember to check within your online banking and mobile app for the most up-to-date information specific to your accounts. Personal Disclosures 316 Interest Checking Download PDF 316 Rewards Checking Download PDF 316 Savings Download PDF E-sign Disclosure Download PDF Business Disclosures 316 Business Interest Checking Download PDF 316 Business Rewards Checking Download PDF 316 Business Savings Download PDF 316 Ministry Checking Download PDF Account Terms Check out the truth in savings specific to each product posted to our website.316 Truth in Savings Disclosures316 Interest Checking316 Rewards Checking316 Savings316 Business Interest Checking316 Business Rewards Checking316 Business Savings316 Ministry Checking

Extended Coverage Opt Out

Extended Coverage Opt Out Faithfully Here, 24/7316 Financial Extended Coverage Program First name Last name Email Associated with your 316 Financial Accounts Phone reCAPTCHA Complete the form above to opt out of the 316 Financial Extended Coverage Program. If you have any questions or concerns, please email [email protected].

Fraud Protection

Fraud Defense HQ | 316 Financial Scammers don’t rest, but neither do we. Stay informed, stay secure, and take action when you need to. Protect what matters most. SECURITY & FRAUD PREVENTION Scammers don’t rest, but neither do we. Stay informed, stay secure, and take action when you need to. Tax Scams: Fake IRS, Real Threats Scammers impersonate the IRS, demanding payment or personal info. Learn how to spot the fraud and keep your finances safe. View Blog Grandparent Scams: Protect Your Loved Ones A panicked “grandchild” calls, begging for help—but it’s a scam. Know the warning signs before your family is targeted. View Blog Phishing, Smishing & Vishing: Don’t Take the Bait Email, text, or phone—scammers will try anything to steal your info. Learn the red flags and how to stay one step ahead. View Blog Romance Scams: When Trust Turns Costly Not every “soulmate” is who they claim to be. See how scammers build trust, steal money, and leave victims heartbroken. View Blog Dispute a Charge Saw something suspicious? Whether it’s fraud or just an error, you have the right to dispute a charge. Online: You can dispute a charge as soon as you see it in online banking. By Phone: Prefer to talk to a real person? Call 833.316.3167, and we’ll take care of it. Contact Us Report a lost or stolen Card Your security comes first. If your debit card goes missing, report it right away so we can lock it down and get you a replacement fast. Call Us: Call our 24/7 Team at 833.316.3167 to report a lost or stolen card. Monitor Your Credit: Keep an eye on your credit report for unauthorized activity. Our credit monitoring tools can help you stay informed and protected.